ERATE® provides this page to help consumers locate home equity lenders covering Birmingham. Our goal is to provide an extensive network of home equity lenders throughout the Birmingham area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
Current Home Equity Line Rates - Alabama
| Home Equity Companies | 
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              Our Home Equity Line of Credit (HELOC) offers competitive rates and lets you determine the amount, so you can get the money you need when you need it. (from https://www.bancorpsouth.com/mortgage/other-loans/heloc) 
                      Colonnade Parkway Branch 
                      Toll Free: 1-888-797-7711 
                      Highland Avenue Branch 
                      Toll Free: 1-888-797-7711 
                      Inverness Branch 
                      Toll Free: 1-888-797-7711  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Do you want to pay for a one-time expense, or would you like access to money now and in the future? Unlock the power of your homes equity to pay for everything from home renovations and vehicle purchases to college expenses and debt consolidation. (from https://www.bbt.com/lending/home-equity/default.page) 
                      Birmingham Branch Phone Number: 800-BANK-BBT 
                      Grayson Valley Branch Phone Number: 800-BANK-BBT 
                      Meadow Brook Branch Phone Number: 800-BANK-BBT View More Branches Located in Birmingham BB&T (Branch Banking and Trust Company) in the News | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Utilize your homes equity to finance home improvements, major purchases, or unexpected expenses. With a Home Equity Line of Credit (HELOC), you can easily access available credit when you need it. Enjoy low monthly payments and competitive HELOC rates when you apply online. (from https://www.bbvacompass.com/loans.html) Compass Bank 
                      Toll Free: 1-888-8-LENDING 
                      31 & Valleydale Branch 
                      Toll Free: 1-888-8-LENDING 
                      Birmingham Financial Center Branch 
                      Toll Free: 1-888-8-LENDING  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Cadence offers competitive rates, reasonable closing costs and the convenience of easy 24/7 access to your money." 
                      23rd Street Remote Drive Thru Branch 
                      Toll Free: 1-800-636-7622 
                      Cadence Bank, N.A. 
                      Toll Free: 1-800-636-7622 
                      Highway 119 Hoover 
                      Toll Free: 1-800-636-7622  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "A home equity line from CB&S Bank can be an excellent way to make home improvements, finance a college education, buy a car, or make that dream vacation a reality." 
                      Birmingham Office 
                      Toll Free: 1-877-332-1710  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Line of Credit "Works like a credit card. Borrow what you need, when you need it." 
                      Downtown Birmingham Branch 
                      Toll Free: 1-800-682-3231 
                      Mountain Brook Village Branch 
                      Toll Free: 1-800-682-3231 
                      Uab Medical Center Branch 
                      Toll Free: 1-800-682-3231  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "With Peoples Bank's home equity line of credit product, you may qualify for a sizeable credit line just by using the equity in your home." 
                      Birmingham Branch 
                      Toll Free: 1-866-756-7865  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Loans and Lines. Leverage your home's equity with PNC Home Equity Loans and Lines of Credit. Video - See How Home Equity Loans & Lines Work https://www.pnc.com/en/personal-banking/borrowing/home-equity-loans.html 
                      Birmingham-Hoover Commons Branch 
                      Toll Free: 1-800-822-5626 
                      Birmingham-Irondale Branch 
                      Toll Free: 1-800-822-5626 
                      Birmingham-Trussville-tutwiler Branch 
                      Toll Free: 1-800-822-5626 View More Branches Located in Birmingham PNC Bank in the News | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Regions Home Equity Line of Credit is a flexible, revolving line of credit secured by the equity in your home. Competitive rates and convenient access are just a few of the features the HELOC offers. A Home Equity Line of Credit is a great way to fund home improvements or pay for college tuition and other major financial demands. (from https://www.regions.com/personal_banking/equity_essentialine_info.rf) 
                      Birmingham Main Remote Drive Thru Branch 
                      Toll Free: 1-888-IN-A-SNAP 
                      Cahaba Heights Village Branch 
                      Toll Free: 1-888-IN-A-SNAP 
                      Centerpoint 2306 Center Point Rd Branch 
                      Toll Free: 1-888-IN-A-SNAP  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Ask us how we can transform your equity into a line of credit to help you consolidate debt, make home improvements, acquire a vehicle or satisfy a variety of financing needs." 
                      Crestline Branch 
                      Toll Free: 1-800-680-1601 
                      Inverness Branch 
                      Toll Free: 1-800-680-1601 
                      Renasant Place Branch 
                      Toll Free: 1-800-680-1601  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              The memories you make at home are priceless, but the equity you have in your home can also give you plain old cash when you need it most, helping you finance important purchases, from renovations to college tuition to a new family car. (from https://www.synovus.com/personal/borrow/home-loans-and-lines-of-credit/) 
                      Birmingham Branch 
                      Toll Free: 1-877-656-2675 
                      Downtown Branch 
                      Toll Free: 1-877-656-2675 
                      Inverness Corners Bkng. Ctr. Branch 
                      Toll Free: 1-877-656-2675  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage. 
                      Adamsville Branch 
                      Toll Free: 1-888-667-1772 
                      Brook Highland Branch 
                      Toll Free: 1-888-667-1772 
                      Center Point Branch 
                      Toll Free: 1-888-667-1772 View More Branches Located in Birmingham Wells Fargo Bank in the News
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              Woodforest National Bank would like to help finance your needs. 
                      8049 Birmingham Branch 
                      Toll Free: 1-877-562-6962 
                      8198 Trussville Crossings Walmart Branch 
                      Toll Free: 1-877-562-6962  | 
          
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates - Alabama
Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.

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