Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/07/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.435% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.626 Points$2,003 Points Fee
$2,003 Total Fees$0 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
8.204% APR 8.125% Rate 45 day rate lock $2,376 Payment per month
0.747 Points$2,390 Points Fee
$2,390 Total Fees$0 Lender Fees
 30 Years Fixed
7.712% APR 7.625% Rate 30 day rate lock $2,265 Payment per month
0.849 Points$2,717 Points Fee
$2,717 Total Fees$0 Lender Fees
 30 Years Fixed
6.857% APR 6.750% Rate 45 day rate lock $2,076 Payment per month
0.853 Points$2,730 Points Fee
$3,614 Total Fees$884 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Rate and product details.
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