Current Home Purchase Mortgage Rates - 30 Years  California Lenders Under 7% for 30 Year Fixed Rate

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in California and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/02/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.794% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.075% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.639 Points$2,045 Points Fee
$2,745 Total Fees$700 Lender Fees
 30 Years Fixed
7.318% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
7.104% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.807 Points$2,582 Points Fee
$3,466 Total Fees$884 Lender Fees
 30 Years Fixed
7.976% APR 7.875% Rate 30 day rate lock $2,321 Payment per month
0.974 Points$3,117 Points Fee
$3,117 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Rate and product details.
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