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Dallas Home Equity Listing

Best Heloc Lenders in Dallas | Home Equity Loan Rates

ERATE® provides this page to help consumers locate home equity lenders covering Dallas. Our goal is to provide an extensive network of home equity lenders throughout the Dallas area. Scroll down to see current home equity rates from other Texas lenders. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates - Texas

Home Equity Companies

"A home equity line of credit (HELOC) offers you the flexibility and low rates you need for almost any purpose."

Advancial Federal Credit Union
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201

Phone Number: (800) 322-2709
Toll Free: 1-800-322-2709

Dallas
300 N Ervay St
Dallas, TX 75201

Phone Number: (972) 201-1830
Toll Free: 1-800-322-2709

Uptown Dallas
1845 Woodall Rodgers Fwy
Dallas, TX 75201

Phone Number: (972) 201-1881
Toll Free: 1-800-322-2709

"A home equity line of credit is a revolving line of credit ideal for flexible spending and repayment."

Dallas Central Branch
2703 Oak Lawn
Dallas, TX 75219

Toll Free: 1-800-837-6584

Our Home Equity Line of Credit (HELOC) offers competitive rates and lets you determine the amount, so you can get the money you need when you need it. (from https://www.bancorpsouth.com/mortgage/other-loans/heloc)

Dallas Loan And Deposit Production Office
14841 North Dallas Parkway, Suite 135
Dallas, TX 75254

Toll Free: 1-888-797-7711

Dallas Loan And Deposit Production Office
10000 North Central Expressway, Suite 100
Dallas, TX 75231

Toll Free: 1-888-797-7711

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

Bank Of America Plaza Branch
901 Main Street
Dallas, TX 75202

Toll Free: 1-866-290-4674

Beltline/Tollway Branch
15110 N Dallas Pkwy., Ste 100
Dallas, TX 75248

Toll Free: 1-866-290-4674

Buckner Commons Banking Center Branch
9226 E. R. L. Thornton Freeway
Dallas, TX 75228

Toll Free: 1-866-290-4674

View More Branches Located in Dallas

Home Equity Lines of Credit (from https://www.bankozarks.com/your-family/mortgage)

Dallas Sterling Plaza Branch
8201 Preston Road, Suite 700
Dallas, TX 75223

Toll Free: 1-800-274-4482

Westchester Drive Loan Production Branch
8201 Preston Rd, Suite 700
Dallas, TX 75223

Toll Free: 1-800-274-4482

"With a Bank SNB Home Equity Loan you receive a lump sum at loan closing and then pay it back with regularly scheduled monthly payments over a period of time."

Preston Center Branch
5950 Berkshire Lane, Suite 350
Dallas, TX 75225

Toll Free: 1-888-762-4762

Do you want to pay for a one-time expense, or would you like access to money now and in the future? Unlock the power of your homes equity to pay for everything from home renovations and vehicle purchases to college expenses and debt consolidation. (from https://www.bbt.com/lending/home-equity/default.page)

Bishop Arts Branch
1133 North Zang Boulevard, Suite 101
Dallas, TX 75203

Phone Number: 800-BANK-BBT
Toll Free: 800-226-5228

Cedar Springs Branch
2404 Cedar Springs Road
Dallas, TX 75201

Phone Number: 800-BANK-BBT
Toll Free: 800-226-5228

Coit And Belt Line Branch
14909 Coit Road
Dallas, TX 75248

Phone Number: 800-BANK-BBT
Toll Free: 800-226-5228

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Utilize your homes equity to finance home improvements, major purchases, or unexpected expenses. With a Home Equity Line of Credit (HELOC), you can easily access available credit when you need it. Enjoy low monthly payments and competitive HELOC rates when you apply online. (from https://www.bbvacompass.com/loans.html)

Casa Linda Branch
1134 North Buckner Boulevard
Dallas, TX 75218

Toll Free: 1-888-8-LENDING

Cedar Springs Branch
2301 Cedar Springs Road
Dallas, TX 75201

Toll Free: 1-888-8-LENDING

Cornerstone Branch
8080 North Central Expressway
Dallas, TX 75206

Toll Free: 1-888-8-LENDING

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Home Equity Line of Credit. Great if you aren't sure how much you need. Minimum payments based on your interest. Only pay off what you spend. (from https://www.capitalone.com/home-equity)

Bent Tree Branch
17561 Dallas Pkwy
Dallas, TX 75287

Toll Free: 855-238-8828

Forest & Greenville
9728 Greenville
Dallas, TX 75243

Toll Free: 855-238-8828

Forest And Josey Branch
2903 Forest Lane
Dallas, TX 75234

Toll Free: 855-238-8828

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Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

Addison Branch
14114 Dallas Parkway A150
Dallas, TX 75254

Toll Free: 1-888-342-4273

Arapaho And Hillcrest Branch
6969 Arapaho Road
Dallas, TX 75248

Toll Free: 1-888-342-4273

Beltline And Montfort Branch
15202 Montfort Dr
Dallas, TX 75248

Toll Free: 1-888-342-4273

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"Whether it's supplemental financing in between buying and selling or a convenient, low-rate home equity loan, the real estate lending professionals at City Bank can offer multiple real estate loan products to get your project on track."

Mckinnon Street Branch
2525 Mckinnon Street, Suite 100
Dallas, TX 75201

Toll Free: 1-800-687-2265

Use your home to your advantage with a home equity line of credit.

Abrams/Goliad Branch
2311 Abrams Road
Dallas, TX 75214

Toll Free: 855.451.9201

Bent Tree Branch
4581 Frankford Rd
Dallas, TX 75287

Toll Free: 855.451.9201

Bishop-Colorado Banking Center Branch
1222 N. Bishop Ave., Suite 100
Dallas, TX 75208

Toll Free: 855.451.9201

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Use funds to finance a big purchase, consolidate debt, or fund home improvements. You can withdraw money as you need it and make additional payments in addition to your interest only payment if you choose to. (From https://www.eastwestbank.com/Views/Pages/personal/loans/home-equity.cshtml)

Harry Hines Branch
2527 Royal Lane, Suite 155
Dallas, TX 75229

Home Equity Loans & Lines of Credit. Whether it is for home repairs or your childs education, weve got solutions to help. (from firstcitizens.com)

Dallas Lake Side Village Branch
9667 N. Central Expressway
Dallas, TX 75231

Toll Free: 1.888.323.4732

Dallas Uptown Center Branch
2626 Howell St, Suite 110
Dallas, TX 75204

Toll Free: 1.888.323.4732

Did you know that the equity you've built in your home can help you remodel your house, consolidate your debt, finance large purchases and much more? (from https://www.1stnb.com/loans)

Arapaho Banking Center - Rc 663 Branch
15220 Montfort Cr
Dallas, TX 75248

Toll Free: 1-800-677-9801

Casa View Banking Center - Rc 875
2275 Gus Thomasson Rd.
Dallas, TX 75228

Toll Free: 1-800-677-9801

Cedar Springs Banking Center - Rc 528
4142 Cedar Springs
Dallas, TX 75219

Toll Free: 1-800-677-9801

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"A Home Equity Line of Credit, or HELOC, lets you borrow against the equity in your home for just about any purpose."

Dallas Branch
8201 Preston Road, Suite 265
Dallas, TX 75225

Toll Free: 1-800-924-4427

Home Equity & Home Improvement Loans. It's a great time to borrow cash for whatever you need, from home repairs and improvement to debt consolidation. Frost offers three easy ways to do it: Home Equity Loans, Home Equity Lines of Credit and Home Improvement Loans. (from: https://www.frostbank.com/personal/banking/home-loans.html)

Garland Branch
11701 Plano Road
Dallas, TX 75243

Toll Free: (866) 376-7889

Lakewood Financial Center Branch
6312 La Vista Dr.
Dallas, TX 75214

Toll Free: (866) 376-7889

Oak Cliff Branch
2627 West Jefferson Blvd., Suite 314
Dallas, TX 75211

Toll Free: (866) 376-7889

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What Can My Home Equity Do? (See the video at their website)

Dallas
8201 Preston Road, Suite 305
Dallas, TX 75225

Toll Free: 1-800-749-7113

"Put your home to work for you with a Home Equity Term Loan or Home Equity Line of Credit from Gulf Coast Bank."

Dallas Branch
5949 Sherry Lane
Dallas, TX 75225

Toll Free: 1-800-374-9773

"A home equity line of credit is a form of revolving credit in which your home serves as collateral"

Dallas Branch
11235 Harry Hines Boulevard, Suite 101
Dallas, TX 75229

Toll Free: 1-866-654-2664

Home Equity Line of Credit "Works like a credit card. Borrow what you need, when you need it."

First Privae Bank Of Texas Branch
8201 Preston Road - Suite 200
Dallas, TX 75225

Toll Free: 1-800-682-3231

Home Equity/Home Improvements. "Cash in on the equity you have built up in your home!"

Lovers Lane Branch
4300 Lovers Lane - University Park
Dallas, TX 75225

Toll Free: 1-844-239-4400

Park Cities Branch
5307 E. Mockingbird, Suite 200
Dallas, TX 75206

Toll Free: 1-844-239-4400

"A home equity loan is a great way to finance home improvements, education, vacations, major purchases such as a car or boat, or consolidate high interest rate debt."

3800 Maple Avenue Branch
3800 Maple Ave.
Dallas, TX 75219

Home Equity Loan or Line of Credit

1551 South Buckner Banch
1551 South Buckner
Dallas, TX 75217

Phone Number: 1-214-358-5281

Inwood National Bank
7621 Inwood Road
Dallas, TX 75209

Phone Number: 1-214-358-5281

Provident Bank - Dallas Branch
13760 Noel Road, Suite 100
Dallas, TX 75240

Phone Number: 1-214-358-5281

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"Put the equity in your home to work for you."

0ak Cliff Branch
2498 W. Illinois Ave
Dallas, TX 75233

Toll Free: 1-972-578-5000

Lake Highlands Branch
9625 Audelia Road
Dallas, TX 75238

Toll Free: 1-972-578-5000

LegacyTexas Bank
Parkcities Branch
7031 Snider Plaza
Dallas, TX 75205

Toll Free: 1-972-578-5000

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Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan)

8951 Cypress Waters Blvd., Suite 100
Dallas, TX 75019

Phone Number: 562-257-5000

3811 Turtle Creek Blvd., Suite 625
Dallas, TX 75219

Phone Number: 562-257-5000

"A home equity line of credit offers you the flexibility to advance and pay down your loan as needed with the ability to lock in fixed monthly payments for large purchases while maintaining easy access to the remaining line of credit."

Dallas Mckinney Ave Branch
1920 Mckinney Ave, Suite 900
Dallas, TX 75201

Phone Number: 1-918-293-6885
Toll Free: 1-888-643-3477

"Money if and when you need it. Tap the equity in your home with a Home Equity Line of Credit."

Pepper Square Branch
15030 Preston Rd, Ste 934
Dallas, TX 75254

Phone Number: 1-866-351-5646

Sherry Lane Branch
5950 Sherry Lane, Suite 100
Dallas, TX 75225

Phone Number: 1-866-351-5646

Use the equity you've built into your home along with your ProsperityPrivate banking relationship to gain favorable financing for funds to spend as you see fit. We'll help you make even more out of your hard-earned money, from facilitating minor upgrades to major life milestones. (from https://www.prosperitybankusa.com/prosperityprivate-home-equity-loans.aspx)

Abrams Centre Branch
9330 Lbj Freeway Ste 150
Dallas, TX 75243

Toll Free: 1-800-531-1401

Camp Wisdom Branch
3515 West Camp Wisdom Road
Dallas, TX 75237

Toll Free: 1-800-531-1401

Central Express Way Branch
12655 North Central Expressway, #100
Dallas, TX 75243

Toll Free: 1-800-531-1401

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"If you have property in Texas, a home equity loan or home equity line of credit (HELOC) can be an economical way to obtain a low-rate loan."

Dallas Business Solutions Office
4515 Cole Ave Ste 600
Dallas, TX 75205-4128

Phone Number: 1-800-580-3300

Regions Home Equity Line of Credit is a flexible, revolving line of credit secured by the equity in your home. Competitive rates and convenient access are just a few of the features the HELOC offers. A Home Equity Line of Credit is a great way to fund home improvements or pay for college tuition and other major financial demands. (from https://www.regions.com/personal_banking/equity_essentialine_info.rf)

Bent Tree Branch
16600 Dallas Parkway, Suite 100
Dallas, TX 75248

Toll Free: 1-888-IN-A-SNAP

Dallas Uptown Branch
1717 Mckinney Avenue, Suite 150
Dallas, TX 75202

Toll Free: 1-888-IN-A-SNAP

Mockingbird Branch
1341 W. Mockingbird Lane
Dallas, TX 75247

Toll Free: 1-888-IN-A-SNAP

View More Branches Located in Dallas

"A Home Equity Line of Credit (HELOC) is a variable rate revolving form of credit that uses your home as collateral...."

Dallas Branch
2174 Royal Lane
Dallas, TX 75229

Toll Free: 1-877-770-7422

"If you have a good amount of equity built in your home, you can establish a home equity line of credit as an alternative to a term loan."

Tbk Bank, Ssb
12700 Park Central Drive, Suite 1700
Dallas, TX 75251

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

Dallas Parkway Branch
14241 Dallas Parkway
Dallas, TX 75254

Toll Free: 800-US-BANKS

Provides a simple explanation of Home Equity Loan vs Home Equity Line of Credit (HELOC) at https://www.umb.com/personal/borrowing/loans-lines-of-credit-mortgages/home-equity-solutions

Dallas Branch
4228 North Central Expressway, Suite 30
Dallas, TX 75206

Toll Free: 1-800-860-4862

A HELOC is a loan that is underwritten using your current home's value. For example, if you've owned your home for 10 or so years, then you likely have a significant amount of equity, or money, invested in it. A HELOC essentially serves as a sort-of second mortgage, so the bank would give you a maximum loan amount for you to use based on the equity that you have in your home. (from https://www.washingtonfederal.com/blog/news-and-articles/2017/01/27/what-is-a-home-equity-line-of-credit)

Highland Springs Branch
8000 Frankford Road
Dallas, TX 75252

Toll Free: 1-800-324-9375

Lovers Lane Branch
5017 W Lovers Ln
Dallas, TX 75209

Toll Free: 1-800-324-9375

Midtown Branch
5430 Lbj Freeway
Dallas, TX 75240

Toll Free: 1-800-324-9375

Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.

Abrams & Royal Branch
8448 Abrams Road
Dallas, TX 75243

Toll Free: 1-888-667-1772

Arapaho & Coit Branch
15655 Coit Road
Dallas, TX 75248

Toll Free: 1-888-667-1772

Casa Linda Branch
9508 Garland Road
Dallas, TX 75218

Toll Free: 1-888-667-1772

View More Branches Located in Dallas

Woodforest National Bank would like to help finance your needs.

0709 Marsh Wal-Mart Branch
18121 Marsh Lane
Dallas, TX 75287

Toll Free: 1-877-562-6962

0732 Wheatland Wal-Mart Branch
3200 W. Wheatland Road
Dallas, TX 75237

Toll Free: 1-877-562-6962

Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans."

Love Field Branch
6310 Lemmon Avenue, Suite 100
Dallas, TX 75209

Toll Free: 1-800-974-8800

Monticello Branch
3014 Monticello
Dallas, TX 75205

Toll Free: 1-800-974-8800

Northwest Plaza Branch
6823 W Northwest Hwy
Dallas, TX 75225

Toll Free: 1-800-974-8800

View More Branches Located in Dallas

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Home Equity Lines of Credit (HELOCs) are allowed in Texas, but there are specific laws and regulations governing them in the state. Texas has unique rules related to home equity lending that are outlined in the Texas Constitution, which includes provisions in the Texas Finance Code.

Key points to note about HELOCs in Texas:

Restrictions on the Loan-to-Value (LTV) Ratio: In Texas, the total amount of a home equity loan (including the HELOC) cannot exceed 80% of the fair market value of the home. This means that if you have a home valued at $100,000, the total amount of your home equity loan, including any existing mortgage and the HELOC, cannot exceed $80,000.

12-Day Waiting Period: In Texas, there is a mandatory 12-day waiting period after applying for a HELOC before the loan can close. This waiting period is designed to give borrowers time to consider the terms of the loan and ensure that they understand their obligations.

Three-Day Right of Rescission: After closing on a HELOC in Texas, borrowers have a three-day right of rescission during which they can cancel the loan without penalty.


It's important to consult with a qualified attorney or a financial professional in Texas who is knowledgeable about the state's specific regulations and guidelines related to HELOCs to ensure that you fully understand your rights and responsibilities when obtaining a HELOC in Texas. Additionally, lending practices and regulations can change over time, so it's a good idea to verify this information with up-to-date sources if you're considering a HELOC in Texas.

Current Home Equity Line Rates - Texas

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