Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/24/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.993% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.661 Points$2,115 Points Fee
$4,110 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.109% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.942 Points$3,014 Points Fee
$4,202 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.120% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.792 Points$2,534 Points Fee
$4,352 Total Fees$1,818 Lender Fees
 30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.811 Points$2,595 Points Fee
$2,595 Total Fees$0 Lender Fees
 30 Years Fixed
6.224% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.619 Points$1,981 Points Fee
$3,376 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.250% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.567 Points$1,814 Points Fee
$8,614 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.374% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.904 Points$2,893 Points Fee
$4,188 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.758 Points$2,426 Points Fee
$3,921 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.201% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.824 Points$2,637 Points Fee
$2,637 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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