Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.871% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.920 Points$2,944 Points Fee
$4,239 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.950% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
5.969% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.676 Points$2,163 Points Fee
$3,351 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.257% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.784 Points$2,509 Points Fee
$4,509 Total Fees$2,000 Lender Fees
 30 Years Fixed
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5.828% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.849 Points$2,717 Points Fee
$2,717 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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