Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.212% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.265% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.881 Points$2,819 Points Fee
$4,814 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.360% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$8,362 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$3,975 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.535 Points$1,712 Points Fee
$2,915 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.495% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.828 Points$2,650 Points Fee
$4,045 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.533% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.882 Points$2,822 Points Fee
$9,622 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.533% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.000 Points$0 Points Fee
$1,188 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.608% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.744 Points$2,381 Points Fee
$3,913 Total Fees$1,532 Lender Fees
 30 Years Fixed
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6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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