Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.005% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.783 Points$2,506 Points Fee
$4,501 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.039% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.999 Points$3,197 Points Fee
$5,692 Total Fees$2,495 Lender Fees
 30 Years Fixed
6.098% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.725 Points$2,320 Points Fee
$3,523 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.127% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$4,502 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.139% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.600 Points$1,920 Points Fee
$4,988 Total Fees$3,068 Lender Fees
 30 Years Fixed
6.228% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.975 Points$3,120 Points Fee
$3,661 Total Fees$541 Lender Fees
 30 Years Fixed
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.761 Points$2,435 Points Fee
$3,610 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.700 Points$2,240 Points Fee
$3,635 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.265% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.739 Points$2,365 Points Fee
$9,165 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.332% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.553 Points$1,770 Points Fee
$2,765 Total Fees$995 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.561 Points$1,795 Points Fee
$3,031 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.350% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.720 Points$2,304 Points Fee
$3,492 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.380% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.381% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.927 Points$2,966 Points Fee
$4,460 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.686 Points$2,195 Points Fee
$2,195 Total Fees$0 Lender Fees
 30 Years Fixed
6.592% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 30 Years Fixed
6.729% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.605 Points$1,936 Points Fee
$3,431 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.204% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.855 Points$2,736 Points Fee
$2,736 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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