Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.511 Points$1,635 Points Fee
$2,823 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.991% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$8,762 Total Fees$5,562 Lender Fees
 30 Years Fixed
5.994% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.668 Points$2,138 Points Fee
$4,133 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.092% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.113% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$3,975 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.128% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.708 Points$2,266 Points Fee
$4,761 Total Fees$2,495 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.936 Points$2,995 Points Fee
$2,995 Total Fees$0 Lender Fees
 30 Years Fixed
6.236% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.877 Points$2,806 Points Fee
$4,042 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.244% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.507 Points$1,622 Points Fee
$8,422 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.944 Points$3,021 Points Fee
$4,416 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.309% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.320% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.739 Points$2,365 Points Fee
$2,365 Total Fees$0 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.828 Points$2,650 Points Fee
$4,182 Total Fees$1,532 Lender Fees
 30 Years Fixed
6.419% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$1,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
America's #1 Retail Lender (Scottsman Guide)
Low rates, quick quote & approval
Refinance to lower your rate
Refi from your sofa. It’s surprisingly simple.
Proud to help you find the home loan of your future
Discover multiple refinance options
6.186% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.648 Points$2,074 Points Fee
$2,074 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in