ERATE® provides this page to help consumers locate home equity lenders covering State College. Our goal is to provide an extensive network of home equity lenders throughout the State College area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
Current Home Equity Line Rates in Pennsylvania
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              "Use the equity in your home as a credit line, or tackle those large expenses by using part of your line to grant yourself fixed-rate loans." 
                      North Atherton Branch 
                      Toll Free: 1-800-837-BANK  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Do you want to pay for a one-time expense, or would you like access to money now and in the future? Unlock the power of your homes equity to pay for everything from home renovations and vehicle purchases to college expenses and debt consolidation. (from https://www.bbt.com/lending/home-equity/default.page) 
                      North Atherton Branch Phone Number: 800-BANK-BBT 
                      Pa College Avenue Branch Phone Number: 800-BANK-BBT 
                      Pa East College Avenue Branch Phone Number: 800-BANK-BBT View More Branches Located in State College BB&T (Branch Banking and Trust Company) in the News | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Home Equity Options. Get the most out of your home." (from https://www.citizensbank.com/home-equity-loans/rates-and-products.aspx) 
                      College Avenue Branch 
                      Toll Free: 1-888-333-1206 
                      North Hills Branch 
                      Toll Free: 1-888-333-1206 
                      South Hills Branch 
                      Toll Free: 1-888-333-1206  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Home Equity Loans are one of the most valuable products available to homeowners today." 
                      State College Financial Center Branch 
                      Toll Free: 1-800-326-9486  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Our Home Equity Line of Credit is a revolving line of credit you can use when anticipating larger expenses over a period of time (such as tuition costs). It's also a great way to manage unanticipated expenses and emergencies. (from https://www.fnb-online.com/borrow/personal-loans/home-equity-line-of-credit) 
                      Allen St Drive-In Branch 
                      Toll Free: 800.555.5455 
                      Allen Street Branch 
                      Toll Free: 800.555.5455 
                      Bristol Branch 
                      Toll Free: 800.555.5455  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "A home equity line of credit allows you to convert the equity in your home to flexible, accessible funds." 
                      North Atherton Branch 
                      Toll Free: 1-800-385-8664 
                      State College Business Financial Services Branch 
                      Toll Free: 1-800-385-8664  | 
          
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               "The JSSB Timeline Home Equity Line of Credit provides a line of credit with the ability to fix the rate on a portion or unit of the loan when you want." 
                      North Atherton Branch 
                      Toll Free: 1-888-412-5772  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Kish Bank Home Equity FlexLine of Credit 
                      Messenger Service Branch 
                      Toll Free: 1-888-554-4748 
                      South Allen Street Branch 
                      Toll Free: 1-888-554-4748 
                      State College Branch 
                      Toll Free: 1-888-554-4748  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Unlock your home's equity with M&T's CHOICEquity Account." 
                      North Atherton Branch 
                      Toll Free: 1-800-724-3222 
                      South Atherton Branch 
                      Toll Free: 1-800-724-3222  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Whether you're building a new deck, adding a pool or repairing your roof, a home equity loan or line of credit from Northwest can give you just what you need to make it happen." (from https://www.northwest.bank/personal/borrow/home-equity-loans) 
                      North Atherton 
                      Toll Free: 1-877-672-5678 
                      South Atherton 
                      Toll Free: 1-877-672-5678 
                      State College - Beaver Avenue 
                      Toll Free: 1-877-672-5678  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Put your house to work for you! Use the equity in your home to provide cash for home improvements, debt consolidation, college education and more. PSECU offers two equity products, both with attractive rates and terms." (from https://www.psecu.com/equity/) 
                      State College Financial Center Phone Number: (800) 237-7328  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Loans and Lines. Leverage your home's equity with PNC Home Equity Loans and Lines of Credit. Video - See How Home Equity Loans & Lines Work https://www.pnc.com/en/personal-banking/borrowing/home-equity-loans.html 
                      East College Ave. Branch 
                      Toll Free: 1-800-822-5626 
                      N Atherton Street Branch 
                      Toll Free: 1-800-822-5626 
                      Satherton St Branch 
                      Toll Free: 1-800-822-5626 View More Branches Located in State College PNC Bank in the News | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              You've worked hard to own your home. Now, let it work hard for you. A Home Equity Line of Credit (HELOC) can serve as a ready source of funds for planned or unexpected expenses. (from https://www.santanderbank.com/us/personal/borrowing/lines-credit/flexlock-home-equity-line-of-credit) 
                      North Atherton St Branch 
                      Toll Free: 877.768.2265 
                      State College Branch 
                      Toll Free: 877.768.2265 
                      West College Ave Branch 
                      Toll Free: 877.768.2265  | 
          
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates in PA
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