Oregon Cities > Lincoln City
Lincoln City Home Equity Listing

Home Equity Loans & Lines of Credit Lenders in Lincoln City

ERATE® provides this page to help consumers locate home equity lenders covering Lincoln City. Our goal is to provide an extensive network of home equity lenders throughout the Lincoln City area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Home Equity Companies

"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)

4659 S.W. Highway 101
Lincoln City, OR 97367

Toll Free: 1-844-777-2689

"Our customizable home equity line of credit options will help you take on a new project or consolidate your existing debt to reduce your monthly payments."

Lincoln City Branch
4157 North Highway 101, Suite 135
Lincoln City, OR 97367

Toll Free: 1-877-272-3678

"Visit a personal banker at your local First Interstate Bank branch to discuss whether a home equity loan is the right choice for you."

Lincoln City Branch
1931 Northwest Highway 101
Lincoln City, OR 97367

Toll Free: 1-855-342-3400

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

Lincoln City Branch
928 S.W. Fifth Street
Lincoln City, OR 97367

Toll Free: 800-US-BANKS

A HELOC is a loan that is underwritten using your current home's value. For example, if you've owned your home for 10 or so years, then you likely have a significant amount of equity, or money, invested in it. A HELOC essentially serves as a sort-of second mortgage, so the bank would give you a maximum loan amount for you to use based on the equity that you have in your home. (from https://www.washingtonfederal.com/blog/news-and-articles/2017/01/27/what-is-a-home-equity-line-of-credit)

Lincoln City Branch
1545 Northwest Highway 101
Lincoln City, OR 97367

Toll Free: 1-800-324-9375

Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.

Lincoln City Branch
2300 North Highway 101
Lincoln City, OR 97367

Toll Free: 1-888-667-1772

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates in OR

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