North Carolina Cities > Charlotte
Charlotte Home Equity Listing

Home Equity Loan Rates & Line of Credit Lenders in Charlotte

ERATE® provides this page to help consumers locate home equity lenders covering Charlotte. Our goal is to provide an extensive network of home equity lenders throughout the Charlotte area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates for NC Homes

Home Equity Companies
American Airlines Credit Union "The equity in your home is a valuable resource, and we want to help you tap into it." CLT 5501 Josh Birmingham Pkwy Charlotte, NC 28208-5750 Phone Number: (980) 215-8076 Toll Free: 1-800-533-0035 CLT-TC 4800 Hangar Rd Charlotte, NC 28208-7318 Phone Number: (704) 359-5997 Toll Free: 1-800-533-0035
Bank of America A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com) Bank Of America, National Association 100 North Tryon St Charlotte, NC 28202 Toll Free: 1-866-290-4674 Ocean County Mobile Van 100 North Tryon Street Suite 170 Charlotte, NC 28202 Toll Free: 1-866-290-4674 400 South Tryon Branch 400 South Tryon Street Charlotte, NC 28285 Toll Free: 1-866-290-4674 View More Branches Located in Charlotte Bank of America in the News Bank of America sued for overdraft fees on one-time charges (1/3/20) Bank of America Seeks to Patent Crypto Wallet That Works Like Valet Car Key (8/19/19) Are Muslim-owned accounts being singled out by big banks ? (12/17/18)
Bank of the Ozarks Home Equity Lines of Credit (from https://www.bankozarks.com/your-family/mortgage) Charlotte Park Road Branch 4200 Park Road Charlotte, NC 28209 Toll Free: 1-800-274-4482 Charlotte, North Carolina Loan Production Office 1051 East Morehead Street, Suite 250 Charlotte, NC 28204 Toll Free: 1-800-274-4482
BB&T (Branch Banking and Trust Company) Do you want to pay for a one-time expense, or would you like access to money now and in the future? Unlock the power of your homes equity to pay for everything from home renovations and vehicle purchases to college expenses and debt consolidation. (from https://www.bbt.com/lending/home-equity/default.page) Albemarle Commons Branch 8816 Albemarle Road Charlotte, NC 28227 Phone Number: 800-BANK-BBT Toll Free: 800-226-5228 Aldersgate Branch 3800 Shamrock Drive Charlotte, NC 28215 Phone Number: 800-BANK-BBT Toll Free: 800-226-5228 Arbors Branch 2211 West Arbors Drive Charlotte, NC 28262 Phone Number: 800-BANK-BBT Toll Free: 800-226-5228 View More Branches Located in Charlotte BB&T (Branch Banking and Trust Company) in the News BB&T Decreases Prime Lending Rate (10/30/19) BB&T joins others in offering financial incentives following tax bill's passage (12/28/17) BB&T Reaches Analyst Target Price (12/4/17)
Fifth Third Bank Home Equity Options. Leverage the equity in your home for your financing needs. Carmel Road Branch 7530 Pineville Matthews Road Charlotte, NC 28226 Toll Free: 1-866-671-5353 Cotswold Branch 225 South Sharon Amity Road Charlotte, NC 28211 Toll Free: 1-866-671-5353 Eastland Branch 5601 Reddman Road Charlotte, NC 28212 Toll Free: 1-866-671-5353 View More Branches Located in Charlotte
First Bank At First Bank, we believe life is an adventure and we want to be there to assist you every step of the way. Whether those steps lead you to creating that dream kitchen or buying a new convertible, the equity you have built in your home can provide you with financing options. (from https://localfirstbank.com/personal/home-equity/) Charlotte Branch 4201 Congress Street, Suite 100 Charlotte, NC 28209 Toll Free: 1-866-792-4357
First Citizens Bank Home Equity Loans & Lines of Credit. Whether it is for home repairs or your childs education, weve got solutions to help. (from firstcitizens.com) Charlotte Northlake Office 6808 Northlake Mall Drive Charlotte, NC 28216 Toll Free: 1.888.323.4732 Westinghouse 2230 Westinghouse Blvd Charlotte, NC 28273 Toll Free: 1.888.323.4732 Providence Road 5008 Forbes Drive Charlotte, NC 28277 Toll Free: 1.888.323.4732 View More Branches Located in Charlotte
First National Bank Our Home Equity Line of Credit is a revolving line of credit you can use when anticipating larger expenses over a period of time (such as tuition costs). It's also a great way to manage unanticipated expenses and emergencies. (from https://www.fnb-online.com/borrow/personal-loans/home-equity-line-of-credit) Charlotte Southpark Branch 6201 Fairview Road Charlotte, NC 28210 Toll Free: 800.555.5455 Mt. Island Branch 3500 Mt. Holly-Huntersville Road Charlotte, NC 28216 Toll Free: 800.555.5455
First Tennessee Bank "In addition to using a HELOC for debt consolidation and home improvements, you may also use it to purchase a new home." Charlotte / Uptown Office 301 South Mcdowell Street, Suite 100 Charlotte, NC 28204 Toll Free: 1-800-609-2116 Charlotte Branch 4064 Colony Road, Suite 195b Charlotte, NC 28211 Toll Free: 1-800-609-2116 South Park Office 3920 Sharon Road Charlotte, NC 28211 Toll Free: 1-800-609-2116
HomeTrust Bank If flexibility is what you need, HomeTrust Banks Home Equity Line of Credit may be the best option. This loan uses your homes equity as collateral, but is a revolving line of credit so you can access your money at any time and re-borrow up to your limit. (from https://www.hometrustbanking.com/personal-banking/borrowing/home-equity-line-of-credit/) Queens Road Branch 100 Queens Road Charlotte, NC Toll Free: 800.627.1632
loanDepot Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan) 401 North Tryon Street, 10th Floor Charlotte, NC 28202 Phone Number: 562-257-5000
New American Funding Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99 Charlotte 3440 Toringdon Way, suite 205 Charlotte, NC 28277 Toll Free: 800-890-1057
Pinnacle Financial Partners "Because it acts like a revolving line of credit, a home equity line of credit also provides the convenience of giving you access to your available funds anytime you want - for any reason." Charlotte 3rd Street 1420 East Third Street Charlotte, NC 28204 Toll Free: 1-800-262-7175 Charlotte Carmel Road Branch 6342 Carmel Road Charlotte, NC 28226 Toll Free: 1-800-262-7175 Charlotte Southpark Branch 5980 Fairview Road Charlotte, NC 28210 Toll Free: 1-800-262-7175
PNC Bank Home Equity Loans and Lines. Leverage your home's equity with PNC Home Equity Loans and Lines of Credit. Video - See How Home Equity Loans & Lines Work https://www.pnc.com/en/personal-banking/borrowing/home-equity-loans.html Arboretum Drive Branch 7852 Arboretum Drive Charlotte, NC 28270 Toll Free: 1-800-822-5626 Ballantyne Branch 14925 Ballantyne Village Way Charlotte, NC 28277 Toll Free: 1-800-822-5626 Carmel Branch 7421 Carmel Executive Park, Suite 100 Charlotte, NC 28226 Toll Free: 1-800-822-5626 View More Branches Located in Charlotte PNC Bank in the News PNC Bank Appoints Senior VP
Regions Bank Regions Home Equity Line of Credit is a flexible, revolving line of credit secured by the equity in your home. Competitive rates and convenient access are just a few of the features the HELOC offers. A Home Equity Line of Credit is a great way to fund home improvements or pay for college tuition and other major financial demands. (from https://www.regions.com/personal_banking/equity_essentialine_info.rf) Ayrsley Branch 2131 Ayrsley Town Boulevard, Suite 100 Charlotte, NC 28273 Toll Free: 1-888-IN-A-SNAP Eastover Branch 1045 Providence Road Charlotte, NC 28207 Toll Free: 1-888-IN-A-SNAP
Select Bank & Trust "A home equity line of credit utilizes the equity in your home to provide a line of credit for home improvements, the purchase of an automobile, and more." Charlotte Branch 13024 Ballantyne Corporate Place Charlotte, NC 28277 Phone Number: 1-910-892-7080
South State Bank A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by your home, allowing you to access the available equity you have in your home. Footnote: Loans are subject to credit approval. (from https://www.southstatebank.com/personal/personal-lending/home-equity-line-of-credit-2/) Cotswold Branch 325 South Sharon Amity Road Charlotte, NC 28211 Toll Free: 1-800-277-2175 Myers Park Branch 1057 Providence Road Charlotte, NC 28207 Toll Free: 1-800-277-2175 Southpark Branch 6525 Morrison Boulevard Charlotte, NC 28211 Toll Free: 1-800-277-2175
State Employees' Credit Union The Credit Union offers a Home Equity Line of Credit product for primary residences, second homes and rental properties for members who reside in and for properties located in North Carolina, South Carolina, Virginia, and Georgia.' (https://www.ncsecu.org/Mortgages/HomeEquity.html) 10820 S Tryon St Charlotte, NC 28273 Phone Number: (704) 504-8796 Toll Free: 888-732-8562
SunTrust Bank You can select how much you need when you need it, up to your approved credit limit, during the draw period. Use variable rate checks, Online Banking, or Mobile Banking to access available funds. Or visit your nearest branch. Arboretum Branch 3315 Springbank Lane Charlotte, NC 28226 Toll Free: 1-800-279-4824 Blakeney Branch 9836 Rea Road Charlotte, NC 28277 Toll Free: 1-800-279-4824 Carmel Commons Branch 266 7801 Pineville-Matthews Road Charlotte, NC 28226 Toll Free: 1-800-279-4824 View More Branches Located in Charlotte
Wells Fargo Bank Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage. Greater Charlotte Hub Pb Office 401 S Tryon Street Charlotte, NC 28202 Toll Free: 1-888-667-1772 Albemarle Square Branch 9005 Albemarle Road Charlotte, NC 28227 Toll Free: 1-888-667-1772 Arboretum Branch 2821 Pineville-Matthews Road Charlotte, NC 28270 Toll Free: 1-888-667-1772 View More Branches Located in Charlotte Wells Fargo Bank in the News North Carolina couple sues Wells Fargo, Truist after their money vanished (12/16/23) Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) U.S. District Judge Anita Brody of the Eastern District of Pennsylvania stayed the lawsuit that claims the bank engaged in discriminatory lending practices (12/17/18) Wells Fargo's $1 billion fine doesn't fit the 'crime': Securities attorney (4/20/18) Wells Fargo names head of home lending retail (4/4/18) Why Sales Quotas Ruined Wells Fargo (11/14/17)
Woodforest National Bank Woodforest National Bank would like to help finance your needs. 0687 Charlotte North Carolina Walmart Branch 7735 N Tryon Street Charlotte, NC 28262 Toll Free: 1-877-562-6962 0811 S. Tryon Wal-Mart Branch 8180 S. Tryon Street Charlotte, NC 28273 Toll Free: 1-877-562-6962 0812 Matthews Wal-Mart Branch 1830 Galleria Blvd. Charlotte, NC 28270 Toll Free: 1-877-562-6962 View More Branches Located in Charlotte

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates - North Carolina

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