ERATE® provides this page to help consumers locate home equity lenders covering Albany. Our goal is to provide an extensive network of home equity lenders throughout the Albany area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
Current Home Equity Line Rates in New York
| Home Equity Companies | 
|---|
| "Home equity lines and loans typically have longer periods of repayment than personal or home improvement loans, making them ideal for larger purchases." 
                      Guilderland Branch Phone Number: 1-518-885-6781 | 
|   A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com) 
                      69 State Street Branch 
                      Toll Free: 1-866-290-4674 
                      900 Central Avenue Branch 
                      Toll Free: 1-866-290-4674 
                      Colonie Branch 
                      Toll Free: 1-866-290-4674 | 
|   "Our loans are serviced right here at home with live call centers and easily accessible service staff." 
                      Albany Ny Branch 
                      Toll Free: 1-844-277-0077 
                      Central Avenue Albany Branch 
                      Toll Free: 1-844-277-0077 | 
|   Equity is the difference between the present value of your home and the amount you owe, if any, on a mortgage. 
                      State Street Branch 
                      Toll Free: 1-800-836-3711 
                      Wolf Road Branch 
                      Toll Free: 1-800-836-3711 | 
|   "Home Equity Options. Get the most out of your home." (from https://www.citizensbank.com/home-equity-loans/rates-and-products.aspx) 
                      Albany Downtown / Starbucks Branch 
                      Toll Free: 1-888-333-1206 
                      Broadway Branch 
                      Toll Free: 1-888-333-1206 
                      Capitol Hill Branch 
                      Toll Free: 1-888-333-1206 | 
|   Whether you are buying your first home, or improving the one you have, KeyBank offers a variety of home equity loans and line of credit options to meet your needs - both big and small. (from https://www.key.com/personal/home-loans-lines/home-loans-lines.jsp) 
                      Central Plaza Branch 
                      Toll Free: 888-539-1234 
                      Corporate Woods Park Branch 
                      Toll Free: 888-539-1234 
                      Empire State Plaza Branch 
                      Toll Free: 888-539-1234 View More Branches Located in Albany KeyBank in the News | 
|   "Unlock your home's equity with M&T's CHOICEquity Account." 
                      Albany Branch 
                      Toll Free: 1-800-724-3222 
                      The Capital District Office Branch 
                      Toll Free: 1-800-724-3222 
                      Westgate Branch 
                      Toll Free: 1-800-724-3222 | 
|   "A Home Equity Line of Credit is secured by a primary or junior lien on your home and can be used as a revolving source of funds to draw against for your ongoing needs." 
                      Albany Financial Center Branch 
                      Toll Free: 1.800.NBT.BANK 
                      Albany State Street Branch 
                      Toll Free: 1.800.NBT.BANK | 
|   "Put your home's equity to work with low interest financing" 
                      Albany Branch Phone Number: 1-518-730-3000 
                      Colonie Branch Phone Number: 1-518-730-3000 
                      Guilderland Office Phone Number: 1-518-730-3000 | 
|   "Rhinebeck Bank offers a variety of Home Equity programs that can be used as a multi-purpose loan." 
                      Albany Loan Office Phone Number: 1-845-454-8555 | 
|   Home Equity Line of Credit Rates. You have several options for your Home Equity Line of Credit. Choose the one that works best for you based on the rate, fees, line amount and other factors shown in the table below. (go to https://www.tdbank.com/personal/home_equity_line_details.aspx for table Central Avenue Branch 
                      Toll Free: 1-800-815-6849 State Street Ny Branch 
                      Toll Free: 1-800-815-6849 | 
|   "A Trustco home equity loan or line of credit allows you to borrow the money you need for home improvements, a new car, the boat you've always wanted and so many other important purchases." 
                      Central Avenue Branch 
                      Toll Free: 1-800-670-3110 
                      Colonie Branch 
                      Toll Free: 1-800-670-3110 
                      Crestwood Plaza Branch 
                      Toll Free: 1-800-670-3110 | 
|   Woodforest National Bank would like to help finance your needs. 
                      8111 Albany Branch 
                      Toll Free: 1-877-562-6962 | 
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates in NY
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