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Clifton Personal Loan Lender Listing

Personal Loans in Clifton, NJ - Consumer Loan List Banks/Credit Unions

To help consumers locate local Banks, Credit Unions and other lenders offering Personal Loans in Clifton, ERATE® provides this list. Very few online sources offer such an extensive network of Local lending sources as ours covering the Clifton area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

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Personal Loan Lender Companies
AlmaBank "ALMA personal loans are available for individuals for everyday family, household, or other personal (non-business) purposes." Clifton Branch 1133 Main Avenue Clifton, NJ 7011 Phone Number: 718-267-ALMA (2562)
Citibank "Sometimes we all could use a little extra credit. Citibank offers personal lines and loans to meet a variety of needs." (from https://online.citi.com/US/JRS/pands/detail.do?ID=PersonalLinesAag) Clifton Branch 378 Nj Route 3 Clifton, NJ 7014 Toll Free: 1-877-362-9100 Citibank in the News Citibank fined for illegal student loan servicing practices
PNC Bank "A Personal Loan or Line of Credit[1] will provide you access to the money you need to consolidate debt, make home improvements, to purchase or refinance boats, RVs, motorcycles and more. - [1] Credit is subject to approval."(from https://www.pnc.com/en/personal-banking/borrowing/personal-loans-and-lines-of-credit.html?lnksrc=topnav) Allwood Road Branch 415 Allwood Road Clifton, NJ 7012 Toll Free: 1-800-822-5626 Broad Street Clifton @ Stop & Shop Branch 1185 Broad St Clifton, NJ 7013 Toll Free: 1-800-822-5626 Clifton @ Stop & Shop Branch 160-A Kinglands Road Clifton, NJ 7014 Toll Free: 1-800-822-5626 View More Branches Located in Clifton
TD Bank "A loan for every possibility. Vacation, renovation or debt consolidation - the options are endless." (from https://www.tdbank.com/personal/personal_loans.html) Clifton Branch 1188 Clifton Avenue Clifton, NJ 7013 Toll Free: 1-800-937-5020 Clifton/Downtown Branch 276 Clifton Avenue Clifton, NJ 7011 Toll Free: 1-800-937-5020
Valley National Bank "With a Valley National Bank Personal Loan you can make home improvements or even take a much needed vacation. " (from https://www.valleynationalbank.com/Personal/Loans.aspx?p=PersonalLoans) Allwood Branch 505 Allwood Road Clifton, NJ 7012 Toll Free: 1-800-522-4100 Getty Avenue Branch 535 Getty Avenue Clifton, NJ 7011 Toll Free: 1-800-522-4100 Plaza Branch 1421 Van Houten Ave Clifton, NJ 7013 Toll Free: 1-800-522-4100 View More Branches Located in Clifton
Wells Fargo Bank "Competitive rates and fixed monthly payments to help you manage your monthly budget." (from https://www.wellsfargo.com/personal-credit/personal-loan/) Clifton Commons Branch 90 Main Avenue Clifton, NJ 7014 Toll Free: 1-888-667-5250 Clifton Main Branch 1144 Main Avenue Clifton, NJ 7011 Toll Free: 1-888-667-5250 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) Wells Fargo fined $1 billion for 'unfair' insurance practices - how to avoid being oversold (4/25/18) Wells Fargo's 2017 Silver Lining Is a Drop in Consumer Complaints - by Shahien Nasiripour (1/5/18) Wells Fargo CFO says not worried about consumer credit (11/15/17)

Personal Loans don't require collateral and are based in large part on a borrower's ability to repay. They are more likely to be negotiable than a credit card and usually have a fixed term of one to five years.

Convenience and liquidity. If you have immediate short term cash needs and have most of your money fully invested, it could make sense to avoid cashing in any investment accounts, potentially paying taxes and penalties in doing so, and simply utilizing a line of credit. This also assumes that the cash you have fully invested will return a higher rate to you than the rate you would be paying out on the line of credit. (more here)

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