Nevada Cities > Elko
Elko Home Equity Listing

Elko Heloc Lenders | Second Mortgage Rates for Nevada

ERATE® provides this page to help consumers locate home equity lenders covering Elko. Our goal is to provide an extensive network of home equity lenders throughout the Elko area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Home Equity Companies

Greater Nevada Credit Union (GNCU) is a not-for-profit, full service financial institution headquartered in Carson City that has been helping Nevadans with their financial needs since 1949. GNCU serves more than 56,000 consumers and small businesses, and has more than $725 million in assets. (from

Elko Branch
2944 Mountain City Hwy
Elko, NV 89801

Phone Number: (775) 748-1737
Toll Free: (800) 421-6674

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from

Elko Main Branch
801 Idaho Street
Elko, NV 89801

Toll Free: 800-US-BANKS

A HELOC is a loan that is underwritten using your current home's value. For example, if you've owned your home for 10 or so years, then you likely have a significant amount of equity, or money, invested in it. A HELOC essentially serves as a sort-of second mortgage, so the bank would give you a maximum loan amount for you to use based on the equity that you have in your home. (from

Elko Branch
605 Idaho Street
Elko, NV 89801

Toll Free: 1-800-324-9375

Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage.

Elko Downtown Branch
405 Idaho Street
Elko, NV 89801

Toll Free: 1-888-667-1772

Elko Plaza
2070 Idaho Street
Elko, NV 89801

Toll Free: 1-888-667-1772

Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans."

Mountain City Highway Branch
2915 Moiuntain City Highway
Elko, NV 89801

Toll Free: 1-800-974-8800

Railroad Branch
487 Railroad Street
Elko, NV 89801

Toll Free: 1-800-974-8800

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it. Both are considered to be Second Mortgages.

Current Home Equity Line Rates in NV

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