Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.323% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.768 Points$2,458 Points Fee
$2,458 Total Fees$0 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.672 Points$2,150 Points Fee
$4,145 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.388% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$4,695 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.425% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.529 Points$1,693 Points Fee
$1,693 Total Fees$0 Lender Fees
 30 Years Fixed
6.451% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.800 Points$2,560 Points Fee
$2,560 Total Fees$0 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.650 Points$2,080 Points Fee
$3,130 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.498% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.700 Points$2,240 Points Fee
$8,440 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.511% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.991 Points$3,171 Points Fee
$4,566 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.564% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.771 Points$2,467 Points Fee
$2,467 Total Fees$0 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.907 Points$2,902 Points Fee
$4,396 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.686% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.756% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.988 Points$3,162 Points Fee
$4,489 Total Fees$1,327 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
America's #1 Retail Lender (Scottsman Guide)
6.448% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.767 Points$2,454 Points Fee
$2,454 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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