Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.864% APR 6.750% Rate 15 day rate lock $2,076 Payment per month
0.543 Points$1,738 Points Fee
$3,733 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.899% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.300 Points$960 Points Fee
$5,073 Total Fees$4,113 Lender Fees
 30 Years Fixed
6.932% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.579 Points$1,853 Points Fee
$1,853 Total Fees$0 Lender Fees
 30 Years Fixed
6.990% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.829 Points$2,653 Points Fee
$3,841 Total Fees$1,188 Lender Fees
 30 Years Fixed
7.137% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.744 Points$2,381 Points Fee
$8,581 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.533% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
ATTN Homebuyers: explore all your options.
Numbers you can trust
Buy with a $0 down payment when you qualify for a VA Loan
As low as 0% down options & down payment assistance
7.176% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.517 Points$1,654 Points Fee
$1,654 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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