Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/22/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.374% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.899 Points$2,877 Points Fee
$4,695 Total Fees$1,818 Lender Fees
 7 Years ARM
5.480% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.849 Points$2,717 Points Fee
$8,452 Total Fees$5,735 Lender Fees
 7 Years ARM
5.499% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.766 Points$2,451 Points Fee
$4,446 Total Fees$1,995 Lender Fees
 7 Years ARM
5.639% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.921 Points$2,947 Points Fee
$5,037 Total Fees$2,090 Lender Fees
 7 Years ARM
5.686% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.691 Points$2,211 Points Fee
$6,739 Total Fees$4,528 Lender Fees
 7 Years ARM
5.887% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 7 Years ARM
6.066% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 7 Years ARM
6.078% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.834 Points$2,669 Points Fee
$2,669 Total Fees$0 Lender Fees
 7 Years ARM
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5.838% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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