Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.735% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.918 Points$2,938 Points Fee
$3,988 Total Fees$1,050 Lender Fees
 5 Years ARM
5.967% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.738 Points$2,362 Points Fee
$7,924 Total Fees$5,562 Lender Fees
 5 Years ARM
6.068% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.940 Points$3,008 Points Fee
$6,707 Total Fees$3,699 Lender Fees
 5 Years ARM
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.901 Points$2,883 Points Fee
$4,087 Total Fees$1,204 Lender Fees
 5 Years ARM
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.951 Points$3,043 Points Fee
$4,218 Total Fees$1,175 Lender Fees
 5 Years ARM
6.260% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.963 Points$3,082 Points Fee
$4,710 Total Fees$1,628 Lender Fees
 5 Years ARM
6.487% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.795 Points$2,544 Points Fee
$4,076 Total Fees$1,532 Lender Fees
 5 Years ARM
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5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.883 Points$2,826 Points Fee
$2,826 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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