Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.581% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.711 Points$2,275 Points Fee
$2,870 Total Fees$595 Lender Fees
 5 Years ARM
5.837% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.948 Points$3,034 Points Fee
$3,034 Total Fees$0 Lender Fees
 5 Years ARM
5.875% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.864 Points$2,765 Points Fee
$4,365 Total Fees$1,600 Lender Fees
 5 Years ARM
5.995% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.972 Points$3,110 Points Fee
$4,160 Total Fees$1,050 Lender Fees
 5 Years ARM
6.680% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 5 Years ARM
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5.576% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.839 Points$2,685 Points Fee
$2,685 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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