Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.490% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.789 Points$2,525 Points Fee
$4,343 Total Fees$1,818 Lender Fees
 5 Years ARM
5.499% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.882 Points$2,822 Points Fee
$4,422 Total Fees$1,600 Lender Fees
 5 Years ARM
5.745% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.977 Points$3,126 Points Fee
$4,314 Total Fees$1,188 Lender Fees
 5 Years ARM
6.013% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 5 Years ARM
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America's #1 Retail Lender (Scottsman Guide)
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.858 Points$2,746 Points Fee
$2,746 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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