Home Refinance Loan Ratesin Pennsylvania

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.863% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.859 Points$2,749 Points Fee
$4,131 Total Fees$1,382 Lender Fees
 5 Years ARM
5.871% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.948 Points$3,034 Points Fee
$4,322 Total Fees$1,288 Lender Fees
 5 Years ARM
5.884% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.959 Points$3,069 Points Fee
$4,669 Total Fees$1,600 Lender Fees
 5 Years ARM
6.125% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.956 Points$3,059 Points Fee
$4,809 Total Fees$1,750 Lender Fees
 5 Years ARM
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 5 Years ARM
6.877% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.963 Points$3,082 Points Fee
$4,285 Total Fees$1,203 Lender Fees
 5 Years ARM
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5.579% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.879 Points$2,813 Points Fee
$2,813 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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