Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/26/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.739% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.634 Points$2,029 Points Fee
$4,024 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.089% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.951 Points$3,043 Points Fee
$3,043 Total Fees$0 Lender Fees
 30 Years Fixed
6.203% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.612 Points$1,958 Points Fee
$2,658 Total Fees$700 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
"Unlock Your Dream Home with Us!"
0% down payment USDA Loan options
5.709% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.928 Points$2,970 Points Fee
$2,970 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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