Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.725% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.477 Points$1,526 Points Fee
$3,521 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.828% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.525 Points$1,680 Points Fee
$2,730 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.953% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.624 Points$1,997 Points Fee
$2,697 Total Fees$700 Lender Fees
 30 Years Fixed
6.025% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
0% down payment USDA Loan options
"Unlock Your Dream Home with Us!"
As low as 0% down options & down payment assistance
5.812% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.675 Points$2,160 Points Fee
$2,160 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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