New Jersey Home Equity Loan - 10 YearsNJ Current Home Equity Rates

Current home equity loan rates in New Jersey - Ten Year Loan

(Last Updated: 05/06/2024)
Home Equity Lenders
APR
Rate
Monthly Payment
 Contact details
7.590% APR 7.590% Rate $1,192 Est. Payment per month
Conditions:
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
  • Third Federal rate are typically 20% lower than other leaders
  • Guaranteed Lowest Rate
  • No closing costs, prepayment penalties, or minimum draw requirements
  • 10 year draw period
Home Equity Lines, Refinance, & Second Mortgages
Conditions:
Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business
  • Home Equity Lines, Refinance, & Second Mortgages
  • Unlock your Home’s Equity for Cash
  • Low Rates: Instant Quote & Credit Approval
  • Over $100 Billion Funded. 21 Years in Business
LOAN SALE! Guaranteed 12-month low rate
Conditions:
Amboy Bank has been serving New Jersey for 135 years and has been voted the Best Bank in Central NJ by Home News Tribune readers for 25 years in a row.
  • LOAN SALE! 6.50% APR guaranteed for 12 months
  • A 135-year-old bank in New Jersey. Voted Best Bank 25 years in a row.
  • Change your payment with just a phone call
  • Ongoing access to principal as you pay it back
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.
Conditions:
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
  • Fastest way to turn home equity into cash
  • Flexible terms, redraw up to 100%, borrow $20k-$400k
  • Approval in as little as 5 minutes. Funding in as few as 5 days.
  • Use to consolidate debt or finance your next home project
8.000% APR 8.000% Rate $1,214 Est. Payment per month
7.625% APR 7.625% Rate $1,194 Est. Payment per month
7.240% APR 7.240% Rate $1,174 Est. Payment per month
7.125% APR 7.125% Rate $1,168 Est. Payment per month
8.250% APR 8.250% Rate $1,227 Est. Payment per month
8.240% APR 8.240% Rate $1,226 Est. Payment per month
7.650% APR 7.650% Rate $1,195 Est. Payment per month
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Rate and product details.
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