Home Equity Lenders
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APR
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Rate
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Initial Draw
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Contact details |
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Last Updated: 04/18/2025
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6.490%
Intro APR
7.750% After Intro PeriodIntro Period: 12 months |
7.750% Rate | $25,000 Min. Initial Draw Amount | View Details
Conditions: Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000.
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Last Updated: 06/10/2025
| Cash-Out and Home Equity Options Available. | View Details
Conditions: Cash-Out and Home Equity Options Available.
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Last Updated: 06/10/2025
| Home Equity Loans & Refinance – Cash out | View Details
Conditions: • Home Equity Loans & Refinance – Cash out • Customized rate quote with no impact to credit • Low Rates, Quick Approvals, Wide Range of Products • Over 100 Billion Funded. 22 Years in Business
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Last Updated: 06/10/2025
| Tap Into the Equity of Your Home to Get The Cash You Need | View Details
Conditions: 2025 Haven Home Equity NMLS# 4181. 21 The Boulevard, Richmond Heights, MO 63117. This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not all loan products are available in all states. Not all borrowers will qualify. For licensing information, go to www.nmlsconsumeraccess.org.
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Last Updated: 06/10/2025
| Get cash now in exchange for a percentage of your homes future equity. | View Details
Conditions: Unlock isn't a lender & doesn't offer loans, so you don't need perfect credit to apply! No Additional Debt!
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Last Updated: 06/10/2025
| Home Equity Line of Credit - Equal Housing Lender | View Details
Conditions: Interest-only payments during the 10-year draw period
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Greater Nevada CULast Updated: 06/09/2025
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8.500% APR | 8.500% Rate | $100,000 Min. Initial Draw Amount | |
Nevada State BankLast Updated: 06/09/2025
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5.490%
Intro APR
8.500% After Intro PeriodIntro Period: 6 months |
8.500% Rate | $0 Min. Initial Draw Amount | |
HSBCLast Updated: 06/09/2025
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5.990%
Intro APR
8.850% After Intro PeriodIntro Period: 12 months |
8.850% Rate | $25,000 Min. Initial Draw Amount | |
Bank of AmericaLast Updated: 06/09/2025
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6.490%
Intro APR
8.680% After Intro PeriodIntro Period: 6 months |
8.680% Rate | $100,000 Min. Initial Draw Amount | |
Mountain America CULast Updated: 06/09/2025
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8.250% APR | 8.250% Rate | $0 Min. Initial Draw Amount | |
America First CULast Updated: 06/09/2025
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4.490%
Intro APR
8.240% After Intro PeriodIntro Period: 6 months |
8.240% Rate | $0 Min. Initial Draw Amount | |
Bank of NevadaLast Updated: 06/09/2025
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8.500% APR | 8.500% Rate | $0 Min. Initial Draw Amount | |
Navy FCULast Updated: 06/09/2025
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7.750% APR | 7.750% Rate | $0 Min. Initial Draw Amount | |
Washington Trust BankLast Updated: 06/09/2025
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8.000% APR | 8.000% Rate | $0 Min. Initial Draw Amount |
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