Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.863% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.147 Points$470 Points Fee
$7,670 Total Fees$7,200 Lender Fees
 30 Years FixedFHA Loan
7.015% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.675 Points$2,160 Points Fee
$8,810 Total Fees$6,650 Lender Fees
 30 Years FixedFHA Loan
7.058% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$10,395 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.372% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.918 Points$2,938 Points Fee
$8,538 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.641% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.980 Points$3,136 Points Fee
$9,436 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
Numbers you can trust
0% down payment USDA Loan options
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$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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