Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.921% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.994 Points$3,181 Points Fee
$9,831 Total Fees$6,650 Lender Fees
 30 Years FixedFHA Loan
7.047% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$9,995 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.248% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.999 Points$3,197 Points Fee
$8,797 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.623% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.771 Points$2,467 Points Fee
$8,767 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
As low as 0% down options & down payment assistance
0% down payment USDA Loan options
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$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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