Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 04/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.446% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.783 Points$2,506 Points Fee
$10,205 Total Fees$7,699 Lender Fees
 30 Years FixedFHA Loan
6.551% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.751 Points$2,403 Points Fee
$9,821 Total Fees$7,418 Lender Fees
 30 Years FixedFHA Loan
6.690% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.833 Points$2,666 Points Fee
$10,356 Total Fees$7,690 Lender Fees
 30 Years FixedFHA Loan
6.752% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.426 Points$1,363 Points Fee
$8,166 Total Fees$6,803 Lender Fees
 30 Years FixedFHA Loan
6.766% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.926 Points$2,963 Points Fee
$8,563 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
6.787% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.673 Points$2,154 Points Fee
$13,954 Total Fees$11,800 Lender Fees
 30 Years FixedFHA Loan
6.942% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.940 Points$3,008 Points Fee
$10,603 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.174% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.809 Points$2,589 Points Fee
$10,189 Total Fees$7,600 Lender Fees
 30 Years FixedFHA Loan
7.252% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.932 Points$2,982 Points Fee
$8,582 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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As low as 0% down options & down payment assistance
Numbers you can trust
6.616% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.581 Points$1,859 Points Fee
$7,459 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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