Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/09/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.572% APR 5.250% Rate 45 day rate lock $1,768 Payment per month
0.875 Points$2,800 Points Fee
$10,395 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
6.703% APR 5.375% Rate 15 day rate lock $1,792 Payment per month
0.988 Points$3,162 Points Fee
$10,757 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.127% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.895 Points$2,864 Points Fee
$8,464 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.130% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.707 Points$2,262 Points Fee
$8,562 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
7.146% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.741 Points$2,371 Points Fee
$9,146 Total Fees$6,775 Lender Fees
 30 Years FixedFHA Loan
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As low as 0% down options & down payment assistance
0% down payment USDA Loan options
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
6.402% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.908 Points$2,906 Points Fee
$8,506 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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