Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.931% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.936 Points$2,995 Points Fee
$10,195 Total Fees$7,200 Lender Fees
 30 Years FixedFHA Loan
7.143% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.746 Points$2,387 Points Fee
$9,037 Total Fees$6,650 Lender Fees
 30 Years FixedFHA Loan
7.291% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$9,995 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.457% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.509 Points$1,629 Points Fee
$7,229 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.698% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.587 Points$1,878 Points Fee
$7,478 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
7.750% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.937 Points$2,998 Points Fee
$9,298 Total Fees$6,300 Lender Fees
 30 Years FixedFHA Loan
PenFed membership is open to everyone, including you.
"Unlock Your Dream Home with Us!"
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
As low as 0% down options & down payment assistance
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Happy couple reviewing form