Home Mortgage Loan Ratesin Pennsylvania

Planning on purchasing a new home? FHA Loans offer low down payments, low closing costs, and are easier to qualify in regards to income or credit score. Use ERATE®'s rate chart to compare today's top rates in Pennsylvania and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.677% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.809 Points$2,589 Points Fee
$10,007 Total Fees$7,418 Lender Fees
 30 Years FixedFHA Loan
6.757% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.828 Points$2,650 Points Fee
$8,250 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
6.812% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
1.000 Points$3,200 Points Fee
$10,295 Total Fees$7,095 Lender Fees
 30 Years FixedFHA Loan
6.883% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.881 Points$2,819 Points Fee
$8,419 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
6.893% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.477 Points$1,526 Points Fee
$13,326 Total Fees$11,800 Lender Fees
 30 Years FixedFHA Loan
6.935% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$10,370 Total Fees$7,170 Lender Fees
 30 Years FixedFHA Loan
7.049% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.767 Points$2,454 Points Fee
$10,049 Total Fees$7,595 Lender Fees
 30 Years FixedFHA Loan
7.280% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.735 Points$2,352 Points Fee
$9,952 Total Fees$7,600 Lender Fees
 30 Years FixedFHA Loan
7.343% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.592 Points$1,894 Points Fee
$7,494 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
As low as 0% down options & down payment assistance
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
6.730% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.620 Points$1,984 Points Fee
$7,584 Total Fees$5,600 Lender Fees
 30 Years FixedFHA Loan
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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