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Ventura Personal Loan Lender Listing

Personal Loans in Ventura, California - List of Banks/Credit Unions

To help consumers locate local Banks, Credit Unions and other lenders offering Personal Loans in Ventura, ERATE® provides this list. Very few online sources offer such an extensive network of Local lending sources as ours covering the Ventura area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Compare Personal Loan Lenders in California

Personal Loan Lender Companies
Citibank "Sometimes we all could use a little extra credit. Citibank offers personal lines and loans to meet a variety of needs." (from https://online.citi.com/US/JRS/pands/detail.do?ID=PersonalLinesAag) Ventura-County Center 1011 South Victoria Ventura, CA 93003 Toll Free: 1-877-362-9100 Citibank in the News Citibank fined for illegal student loan servicing practices
City National Bank Typical personal lending vs. City National personal lending (from https://www.cnb.com/individual/borrow-money.asp) Ventura Branch 1220 South Victoria Avenue Ventura, CA 93003 Toll Free: (800) 773-7100
U.S. Bank "U.S. Bank Checking account customers can enjoy instant access to available funds on an ongoing basis with the U.S. Bank Premier Line of Credit.1 You'll have that money available to you, whenever you need it, at a competitive interest rate. 1-Instant access to funds with a U.S. Bank Premier Line of Credit requires a U.S. Bank Checking account." (from https://www.usbank.com/loans-lines/unsecured/premier-line-of-credit.html) Ventura Branch 4050 E Main St, Suite A-1 Ventura, CA 93003 Toll Free: 1-800-491-3150 Ventura Ralphs Branch 1776 S Victoria Ave Ventura, CA 93003 Toll Free: 1-800-491-3150 Victoria And Telegraph Vons Branch 6040 Telegraph Road Ventura, CA 93003 Toll Free: 1-800-491-3150
Unify Financial Credit Union "Personal loans are all about you. We can help you get out of town on that once-in-a-lifetime vacation or out of debt with a consolidation loan at a lower interest rate." (from https://www.unifyfcu.com/personal-loans) Ventura 1722 S Victoria Ave Ventura, CA 93003 Toll Free: 877.254.9328
Union Bank "A Union Bank Personal Line of Credit is a variable rate credit line that may provide you with a better rate than most major credit cards. You'll have a financial cushion and convenient access to cash to use when you need it." (from https://www.unionbank.com/personal-banking/loans-lines-credit/personal-line-of-credit/index.jsp) Ventura Branch 576 South Mills Road Ventura, CA 93003 Toll Free: 1-866-UBLOANS Ventura County Center Branch 789 S. Victoria Avenue Ventura, CA 93003 Toll Free: 1-866-UBLOANS
Wells Fargo Bank "Competitive rates and fixed monthly payments to help you manage your monthly budget." (from https://www.wellsfargo.com/personal-credit/personal-loan/) Buenaventura Branch 270 South Mills Road Ventura, CA 93003 Toll Free: 1-888-667-5250 East Ventura Branch 7800 Telegraph Road Ventura, CA 93004 Toll Free: 1-888-667-5250 Mission Plaza Branch 115 West Main Street Ventura, CA 93001 Toll Free: 1-888-667-5250 View More Branches Located in Ventura Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) Wells Fargo fined $1 billion for 'unfair' insurance practices - how to avoid being oversold (4/25/18) Wells Fargo's 2017 Silver Lining Is a Drop in Consumer Complaints - by Shahien Nasiripour (1/5/18) Wells Fargo CFO says not worried about consumer credit (11/15/17)

Personal Loans don't require collateral and are based in large part on a borrower's ability to repay. They are more likely to be negotiable than a credit card and usually have a fixed term of one to five years.

Convenience and liquidity. If you have immediate short term cash needs and have most of your money fully invested, it could make sense to avoid cashing in any investment accounts, potentially paying taxes and penalties in doing so, and simply utilizing a line of credit. This also assumes that the cash you have fully invested will return a higher rate to you than the rate you would be paying out on the line of credit. (more here)

Compare Personal Loan Lenders in CA

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