To help consumers locate local Banks, Credit Unions and other lenders offering Personal Loans in Torrance, ERATE® provides this list. Very few online sources offer such an extensive network of Local lending sources as ours covering the Torrance area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.
Compare Personal Loan Lenders in California
Personal Loan Lender Companies |
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"Get it done with unsecured personal loans. An unsecured personal loan means that you don't have to put up collateral such as your home or car for the loan. " (from https://www.bankofthewest.com/personal-banking/loans/personal-loans.html)
19191 South Vermont Avenue
Toll Free: 1-866-269-2327
23865 Hawthorne Boulevard
Toll Free: 1-866-269-2327 |
"Personal Loans/Lines - When you need to meet unplanned expenses, consider a personal loan or line of credit from California Bank & Trust." (from https://www.calbanktrust.com/personal-banking/loans-lines-of-credit/personal-loans-lines.html)
Torrance Branch
Toll Free: (800) 429-7685 |
"Sometimes we all could use a little extra credit. Citibank offers personal lines and loans to meet a variety of needs." (from https://online.citi.com/US/JRS/pands/detail.do?ID=PersonalLinesAag)
2700 Pacific Coast Highway Branch
Toll Free: 1-877-362-9100
Torrance-Del Amo
Toll Free: 1-877-362-9100 Citibank in the News |
Typical personal lending vs. City National personal lending (from https://www.cnb.com/individual/borrow-money.asp)
Torrance Branch
Toll Free: (800) 773-7100 |
Use it to pay for planned expenses, such as home improvements or vacations. You can easily access funds using checks or online transfers. (from https://www.us.hsbc.com/1/2/home/personal-banking/select-credit)
Torrance Branch
Toll Free: 1-800-975-4722 HSBC Bank in the News |
"When it comes to retail shopping, it's all about convenience. No one knows this better than Kinecta and OnSpot Financing. We'll help you receive credit union financing right on site at local stores, doctors, dentists, merchants, etc." (from https://www.kinecta.org/on-spot-financing/)
3525 Pacific Coast Hwy Ste S Phone Number: (800) 854-9846
24329 Crenshaw Blvd Ste F Phone Number: (800) 854-9846 |
"A personal loan is an affordable way to help you cover expenses."
Torrance Phone Number: (714) 258-4000 |
"U.S. Bank Checking account customers can enjoy instant access to available funds on an ongoing basis with the U.S. Bank Premier Line of Credit.1 You'll have that money available to you, whenever you need it, at a competitive interest rate. 1-Instant access to funds with a U.S. Bank Premier Line of Credit requires a U.S. Bank Checking account." (from https://www.usbank.com/loans-lines/unsecured/premier-line-of-credit.html)
Torrance - Hawthorne Blvd Branch
Toll Free: 1-800-491-3150
Torrance Carson Ralphs Branch
Toll Free: 1-800-491-3150
Torrance-Pacific Coast Highway Branch
Toll Free: 1-800-491-3150 |
"Personal loans are all about you. We can help you get out of town on that once-in-a-lifetime vacation or out of debt with a consolidation loan at a lower interest rate." (from https://www.unifyfcu.com/personal-loans)
Main Corporate Office Western Way
Toll Free: 877.254.9328
TAC
Toll Free: 877.254.9328
Torrance
Toll Free: 877.254.9328 |
"A Union Bank Personal Line of Credit is a variable rate credit line that may provide you with a better rate than most major credit cards. You'll have a financial cushion and convenient access to cash to use when you need it." (from https://www.unionbank.com/personal-banking/loans-lines-credit/personal-line-of-credit/index.jsp)
Rolling Hills Branch
Toll Free: 1-866-UBLOANS
South Bay Branch
Toll Free: 1-866-UBLOANS
Torrance Branch
Toll Free: 1-866-UBLOANS |
"Competitive rates and fixed monthly payments to help you manage your monthly budget." (from https://www.wellsfargo.com/personal-credit/personal-loan/)
Crenshaw & Artesia Branch
Toll Free: 1-888-667-5250
Harbor City Branch
Toll Free: 1-888-667-5250
Hawthorne-Artesia Branch
Toll Free: 1-888-667-5250 View More Branches Located in Torrance Wells Fargo Bank in the News
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Zions Bank states their personal loans offer the benefit of predictable payments, fixed rates, the advantage of no collateral required, flexible short term options, etc.
Torrance Branch
Toll Free: 1-800-974-8800 |
Personal Loans don't require collateral and are based in large part on a borrower's ability to repay. They are more likely to be negotiable than a credit card and usually have a fixed term of one to five years.
Convenience and liquidity. If you have immediate short term cash needs and have most of your money fully invested, it could make sense to avoid cashing in any investment accounts, potentially paying taxes and penalties in doing so, and simply utilizing a line of credit. This also assumes that the cash you have fully invested will return a higher rate to you than the rate you would be paying out on the line of credit. (more here)
Compare Personal Loan Lenders in CA
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