California Cities > Santa Cruz
Santa Cruz Home Equity Listing

Home Equity Loans & Lines of Credit Lenders in Santa Cruz

ERATE® provides this page to help consumers locate home equity lenders covering Santa Cruz. Our goal is to provide an extensive network of home equity lenders throughout the Santa Cruz area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Home Equity Companies

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

Mission-Bay Branch
1640 Mission Street
Santa Cruz, CA 95060

Toll Free: 1-866-290-4674

Santa Cruz Main Branch
104 River Street
Santa Cruz, CA 95060

Toll Free: 1-866-290-4674

"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)

1551 Pacific Avenue
Santa Cruz, CA 95060

Toll Free: 1-844-777-2689

Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

Mission St And Almar Ave Branch
2111 Mission St
Santa Cruz, CA 95060

Toll Free: 1-888-342-4273

Santa Cruz Branch
730 Ocean Street
Santa Cruz, CA 95060

Toll Free: 1-888-342-4273

Use your home to your advantage with a home equity line of credit.

East Santa Cruz Branch
1237 Soquel Avenue
Santa Cruz, CA 95062

Toll Free: 855.451.9201

Santa Cruz Main Branch
25 River Street
Santa Cruz, CA 95060

Toll Free: 855.451.9201

"Consolidate debt, make home improvements, or pay for a large expense with a Rabobank home equity loan or line of credit."

Santa Cruz Branch
3110-A Mission Drive
Santa Cruz, CA 95065

Toll Free: 1-800-942-6222

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

Mission & Almar Safeway Branch
2203 Mission Street
Santa Cruz, CA 95060

Toll Free: 800-US-BANKS

Santa Cruz Branch
110 Morrissey Boulevard
Santa Cruz, CA 95062

Toll Free: 800-US-BANKS

Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/)

Santa Cruz Branch
74 River Street
Santa Cruz, CA 95060

Toll Free: 1-888-667-1772

Soquel Branch
1975 Soquel Drive
Santa Cruz, CA 95065

Toll Free: 1-888-667-1772

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates in CA

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