California Cities > Santa Barbara
Santa Barbara Home Equity Listing

Home Equity Loan Rates | Line of Credit Lenders in Santa Barbara

ERATE® provides this page to help consumers locate home equity lenders covering Santa Barbara. Our goal is to provide an extensive network of home equity lenders throughout the Santa Barbara area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates for California Homes

Home Equity Companies

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

Montecito Branch
1096 Coast Village Road
Santa Barbara, CA 93108

Toll Free: 1-866-290-4674

North Santa Barbara Branch
3790 State Street
Santa Barbara, CA 93105

Toll Free: 1-866-290-4674

Santa Barbara Main Branch
834 State Street
Santa Barbara, CA 93101

Toll Free: 1-866-290-4674

"Borrow only the amount you need, when you need it. This revolving credit line is secured by the equity in your home."

Santa Barbara Branch
21 E. Carrillo Street
Santa Barbara, CA 93101

Phone Number: 1-888-454-BANK

"A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html)

1036 State Street
Santa Barbara, CA 93101

Toll Free: 1-844-777-2689

3780 State Street
Santa Barbara, CA 93105

Toll Free: 1-844-777-2689

Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

Cliff Drive And Meigs Branch
1924 Cliff Dr
Santa Barbara, CA 93109

Toll Free: 1-888-342-4273

Las Positas And State Branch
3307 State Street
Santa Barbara, CA 93105

Toll Free: 1-888-342-4273

State St And Hope Ave Branch
3768 State Street
Santa Barbara, CA 93105

Toll Free: 1-888-342-4273

View More Branches Located in Santa Barbara

"A home equity line of credit gives you the flexibility to borrow funds when you need, at a competitive rate."

Sata Barbara Branch
1101 Anacapa Street
Santa Barbara, CA 93101

Toll Free: 1-800-771-2228

"Homeowners, the equity in your house can help pay for just about any major purchase you can dream of - like a home remodel, new landscaping, or even a pool."

Santa Barbara Branch
3304 State Street
Santa Barbara, CA 93105

Toll Free: 1-800-760-2265

With a Home Equity Line of Credit from First Republic, you can tap into the equity in your home to fund the projects that are important to you - whenever you need it. (from https://www.firstrepublic.com/personal/residential-lending?gnav=globalheader;personal-residential-lending)

Santa Barbara Branch
1200 State Street
Santa Barbara, CA 93101

Toll Free:  1-888-408-0288

"Because the Home Equity Access Line is secured by real estate, the rate is usually more advantageous than other types of loans."

La Cumbre Branch
3802 State Street
Santa Barbara, CA 93105

Phone Number: 1-805-963-7511

Maravilla
5486 Calle Real
Santa Barbara, CA 93111

Phone Number: 1-805-963-7511

Mesa Branch Temporary
1933 Cliff Drive Suite 28
Santa Barbara, CA 93109

Phone Number: 1-805-963-7511

View More Branches Located in Santa Barbara

Convert your home equity into a line of credit that you can use for a variety of purposes. (from https://www.ppbi.com/personal-banking/personal-loans.html)

State Street Branch
1035 State Street
Santa Barbara, CA 93101

Phone Number: 949.864.8000
Toll Free: 888.388.5433

Several financing options including Home Equity Line of Credit

Santa Barbara Branch
30 East Figueroa Street
Santa Barbara, CA 93101

Phone Number: 1-310-887-8500
Toll Free: 1-800-350-3557

"Consolidate debt, make home improvements, or pay for a large expense with a Rabobank home equity loan or line of credit."

Carrillo Branch
3757 State Street
Santa Barbara, CA 93105

Toll Free: 1-800-942-6222

Cottage Branch
2222 Bath Street
Santa Barbara, CA 93105

Toll Free: 1-800-942-6222

Santa Barbara Branch
914 Carpinteria Street
Santa Barbara, CA 93103

Toll Free: 1-800-942-6222

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

Santa Barbara Branch
936 State Street
Santa Barbara, CA 93101

Toll Free: 800-US-BANKS

Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp)

Leasing Division Branch
319 East Carrillo
Santa Barbara, CA 93103

Toll Free: 1-866-UBLOANS

Maravilla Branch
5486 Calle Real
Santa Barbara, CA 93111

Toll Free: 1-866-UBLOANS

Samarkand Branch
2550 Treasure Drive
Santa Barbara, CA 93105

Toll Free: 1-866-UBLOANS

View More Branches Located in Santa Barbara

Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/)

Santa Barbara Pb Office
118 E. Carrillo Street
Santa Barbara, CA 93101

Toll Free: 1-888-667-1772

La Cumbre Plaza Branch
3804 State Street
Santa Barbara, CA 93105

Toll Free: 1-888-667-1772

Milpas And Mason Branch
101 North Milpas Street
Santa Barbara, CA 93103

Toll Free: 1-888-667-1772

View More Branches Located in Santa Barbara

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates

Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.

Get the Updated and Improved Mortgage Rates App from ERATE.com

iPad for Mortgage Rates