California Cities > San Luis Obispo
San Luis Obispo Home Equity Listing

Home Equity Loan Rates | Line of Credit Lenders in San Luis Obispo

ERATE® provides this page to help consumers locate home equity lenders covering San Luis Obispo. Our goal is to provide an extensive network of home equity lenders throughout the San Luis Obispo area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Current Home Equity Line Rates for Calif Homes

Home Equity Companies

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

Click for YouTube BofA

San Luis Obispo Branch
1105 Higuera Street
San Luis Obispo, CA 93401

Phone Number: (805) 546-6224
Toll Free: 1-866-290-4674

"Borrow only the amount you need, when you need it. This revolving credit line is secured by the equity in your home."

Coast National Bank Main Office Branch
500 Marsh Street
San Luis Obispo, CA 93401

Phone Number: 1-888-454-BANK

Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

Cal Poly Student Union Bk Ctr Branch
1 Grand Avenue, Bldg 65, Room 103
San Luis Obispo, CA 93407

Toll Free: 1-888-342-4273

Chorro Branch
1235 Chorro Street
San Luis Obispo, CA 93401

Phone Number: 805-595-5602
Toll Free: 1-888-342-4273

San Luis Obispo - Madonna Branch
445 Madonna Rd
San Luis Obispo, CA 93405

Toll Free: 1-888-342-4273

"Need an affordable way to finance purchases? How about a cost-effective solution to refinance debt? With a CoastHills Home Loan, you can use your home equity to borrow money for pretty much anything you need."

 

Location Details
Mon - Thurs: 9 a.m. to 5 p.m.
Fri: 9 a.m. to 6 p.m.
Sat: Closed

Matthew Janetski
Branch Manager

 

San Luis Obispo
751 Marsh St
San Luis Obispo, CA 93438

Phone Number: (805) 733-7600
Fax: (800) 262-4488

Your home could be your best asset when paying for major home improvements or any other large purchase or expense. Golden 1 Home Equity Loan and Home Equity Line of Credit are secured by your home so you can get a better interest rate than a traditional installment or consumer loan. (from https://www.golden1.com/Loans/HomeEquity?sel=0)

San Luis Obispo
852 E Foothill Blvd
San Luis Obispo, CA 93405

Phone Number: (916) 732-2900

Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan)

3220 S. Higuera Street, Suite 103A
San Luis Obispo, CA 93401

Phone Number: 562-257-5000

Convert your home equity into a line of credit that you can use for a variety of purposes. (from https://www.ppbi.com/personal-banking/personal-loans.html)

San Luis Obispo Branch
1501 Froom Ranch Way
San Luis Obispo, CA 93405

Phone Number: 949.864.8000
Toll Free: 888.388.5433

San Luis Obispo Branch
1144 Morro Street
San Luis Obispo, CA 93401

Phone Number: 949.864.8000
Toll Free: 888.388.5433

Several financing options including Home Equity Line of Credit

San Luis Obispo Branch
1001 Marsh Street
San Luis Obispo, CA 93401

Phone Number: 1-310-887-8500
Toll Free: 1-800-350-3557

"Consolidate debt, make home improvements, or pay for a large expense with a Rabobank home equity loan or line of credit."

Broad Street Branch
2276 Broad Street
San Luis Obispo, CA 93401

Toll Free: 1-800-942-6222

San Luis Obispo Branch
75 Santa Rosa Street
San Luis Obispo, CA 93405

Toll Free: 1-800-942-6222

Sesloc Credit Union

Sesloc Credit Union has two locations in SLO. A branch and their headquarters.

BRANCH 1
3807 BROAD ST
San Luis Obispo, CA 93403

Phone Number: (805) 543-1816

Headquarters
3855 BROAD ST
San Luis Obispo, CA 93403

Phone Number: (805) 543-1816

Visit Branch Website »

Home Equity Loan

Main Office
1220 Osos St
San Luis Obispo, CA 93401

Phone Number: (805) 543-5839

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

San Luis Obispo Branch
3991 S Higuera St.
San Luis Obispo, CA 93401

Toll Free: 800-US-BANKS

San Luis Obispo Ralphs Branch
201 Madonna Rd
San Luis Obispo, CA 93405

Toll Free: 800-US-BANKS

Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp)

San Luis Obispo Main Branch
995 Higuera Street
San Luis Obispo, CA 93401

Toll Free: 1-866-UBLOANS

Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/)

Broad & Tank Farm Branch
3900 Broad Street
San Luis Obispo, CA 93401

Toll Free: 1-888-667-1772

Private Bank San Luis Obispo Pb Office, The Branch
711 Tank Farm Road
San Luis Obispo, CA 93401

Toll Free: 1-888-667-1772

San Luis Obispo Branch
665 Marsh Street
San Luis Obispo, CA 93401

Toll Free: 1-888-667-1772

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates - CA

Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.

Get the Updated and Improved Mortgage Rates App from ERATE.com

iPad for Mortgage Rates