To help consumers locate local Banks, Credit Unions and other lenders offering Personal Loans in San Jose, ERATE® provides this list. Very few online sources offer such an extensive network of Local lending sources as ours covering the San Jose area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.
Compare Personal Loan Lenders in California
Personal Loan Lender Companies |
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![]() "Get it done with unsecured personal loans. An unsecured personal loan means that you don't have to put up collateral such as your home or car for the loan. " (from https://www.bankofthewest.com/personal-banking/loans/personal-loans.html)
14948 Camden Avenue
Toll Free: 1-866-269-2327
1590 Hamilton Avenue
Toll Free: 1-866-269-2327
6213 Santa Teresa Boulevard
Toll Free: 1-866-269-2327 |
![]() "Personal Loans/Lines - When you need to meet unplanned expenses, consider a personal loan or line of credit from California Bank & Trust." (from https://www.calbanktrust.com/personal-banking/loans-lines-of-credit/personal-loans-lines.html)
San Jose Main
Toll Free: (800) 429-7685 |
![]() "Sometimes we all could use a little extra credit. Citibank offers personal lines and loans to meet a variety of needs." (from https://online.citi.com/US/JRS/pands/detail.do?ID=PersonalLinesAag)
2189 Quimby Road Branch
Toll Free: 1-877-362-9100
3490 Stevens Creek Blvd Branch
Toll Free: 1-877-362-9100
Almaden Valley Branch
Toll Free: 1-877-362-9100 View More Branches Located in San Jose Citibank in the News |
![]() Typical personal lending vs. City National personal lending (from https://www.cnb.com/individual/borrow-money.asp)
San Jose Main Branch
Toll Free: (800) 773-7100 |
![]() Personal Lending - Whatever your personal or professional goals are, we can help make them a reality with flexible loan alternatives.(from https://www.firstrepublic.com/personal/personal-lending) San Jose Branch
Toll Free: Â 1-888-408-0288 |
![]() "If you're looking for a way to consolidate debt or make a major purchase we're here to help." (from https://www.firsttechfed.com/Loans/Personal-Loans/Unsecured-Personal-Loans)
San Jose Phone Number: (408) 863-6604 |
![]() "Life can be complicated. Un-complicate it with a Golden 1 Consumer Loan. For unexpected expenses, large purchases, or a dream getaway, you can borrow the money you need, when you need it." (from https://www.golden1.com/Loans/PersonalLoans) San Jose Phone Number: (916) 732-2900 |
![]() Personal Loan. "A loan to help you make a major purchase or to take care of a specific need. Choose a loan term that works for you, depending on loan amount."
San Jose Commercial Lending Center
Toll Free: 800-809-1377 |
![]() Use it to pay for planned expenses, such as home improvements or vacations. You can easily access funds using checks or online transfers. (from https://www.us.hsbc.com/1/2/home/personal-banking/select-credit)
San Jose Saratoga Branch
Toll Free: 1-800-975-4722 HSBC Bank in the News |
![]() "At Meriwest, we know you need flexibility and options that fit your unique situation."
Chesbro Financial Center
Toll Free: 1-800-364-6636
Corporate Office- San Jose Phone Number: 1-408-972-5222
Cottle Financial Center
Toll Free: 1-800-364-6636 |
![]() "U.S. Bank Checking account customers can enjoy instant access to available funds on an ongoing basis with the U.S. Bank Premier Line of Credit.1 You'll have that money available to you, whenever you need it, at a competitive interest rate. 1-Instant access to funds with a U.S. Bank Premier Line of Credit requires a U.S. Bank Checking account." (from https://www.usbank.com/loans-lines/unsecured/premier-line-of-credit.html)
Almaden Branch
Toll Free: 1-800-491-3150
Branham Lane Safeway Branch
Toll Free: 1-800-491-3150
E Capitol Expressway Safeway Branch
Toll Free: 1-800-491-3150 |
![]() "A Union Bank Personal Line of Credit is a variable rate credit line that may provide you with a better rate than most major credit cards. You'll have a financial cushion and convenient access to cash to use when you need it." (from https://www.unionbank.com/personal-banking/loans-lines-credit/personal-line-of-credit/index.jsp)
Alameda Taylor Branch
Toll Free: 1-866-UBLOANS
Camden Park Branch
Toll Free: 1-866-UBLOANS
San Jose - Blossom Hill Branch
Toll Free: 1-866-UBLOANS |
![]() "Competitive rates and fixed monthly payments to help you manage your monthly budget." (from https://www.wellsfargo.com/personal-credit/personal-loan/)
Almaden Expressway & Branham Branch
Toll Free: 1-888-667-5250
Almaden Valley Branch
Toll Free: 1-888-667-5250
Berryessa & Sandstone Branch
Toll Free: 1-888-667-5250 View More Branches Located in San Jose Wells Fargo Bank in the News
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![]() Zions Bank states their personal loans offer the benefit of predictable payments, fixed rates, the advantage of no collateral required, flexible short term options, etc.
San Jose Main
Toll Free: 1-800-974-8800 |
Personal Loans don't require collateral and are based in large part on a borrower's ability to repay. They are more likely to be negotiable than a credit card and usually have a fixed term of one to five years.
Convenience and liquidity. If you have immediate short term cash needs and have most of your money fully invested, it could make sense to avoid cashing in any investment accounts, potentially paying taxes and penalties in doing so, and simply utilizing a line of credit. This also assumes that the cash you have fully invested will return a higher rate to you than the rate you would be paying out on the line of credit. (more here)
Compare Personal Loan Lenders in CA
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