ERATE® provides this page to help consumers locate home equity lenders covering Oxnard. Our goal is to provide an extensive network of home equity lenders throughout the Oxnard area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
| Home Equity Companies | 
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              A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com) 
                      Oxnard Main Branch 
                      Toll Free: 1-866-290-4674 
                      Riverpark Center Branch 
                      Toll Free: 1-866-290-4674 
                      South Oxnard Branch 
                      Toll Free: 1-866-290-4674  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html) 
                      
                      371 West Esplanade Drive 
                      Toll Free: 1-844-777-2689 Bank Of The West in the News | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              When you decide to put the equity in your home to work, California Bank & Trust can help. Our Home Equity Lines of Credit offer flexible loan amounts and repayment terms, which can make this a smart time to take advantage of a promising opportunity, tackle a new project, or simply consolidate debt. (from calbanktrust.com) 
                      Oxnard Branch 
                      Toll Free: (800) 429-7685  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity 
                      Esplanade Branch 
                      Toll Free: 1-888-342-4273 
                      Oxnard - Rose Crossing Branch 
                      Toll Free: 1-888-342-4273 
                      Ventura Road And Doris Branch 
                      Toll Free: 1-888-342-4273  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "A home equity line of credit gives you the flexibility to borrow funds when you need, at a competitive rate." 
                      Gonzales Branch 
                      Toll Free: 1-800-771-2228  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Improve your lifestyle with a City National Total Line of Credit (TLC). A TLC is a smart financial planning and purchasing tool for select clients who may wish to use home equity for... (from https://www.cnb.com/individual/borrow-money.asp) 
                      Oxnard Branch 
                      Toll Free: (800) 773-7100  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99 
                      Oxnard 
                      Toll Free: 800-890-1057 
                      Oxnard 
                      Toll Free: 800-890-1057  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Several financing options including Home Equity Line of Credit 
                      Oxnard Branch Phone Number: 1-310-887-8500  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Consolidate debt, make home improvements, or pay for a large expense with a Rabobank home equity loan or line of credit." 
                      Downtown Oxnard Branch 
                      Toll Free: 1-800-942-6222 
                      Esplanade Branch 
                      Toll Free: 1-800-942-6222  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/) Oxnard Main 
                      Toll Free: 800-US-BANKS 
                      Oxnard Vons Branch 
                      Toll Free: 800-US-BANKS  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Use the equity in your home to finance a remodel, vacation, college costs or other big purchase with lines of credit from $5,000 to $500,000 and flexible payment options. (from https://www.umpquabank.com/personal-banking/loans-and-lines/home-equity-line-of-credit/) 
                      Oxnard Branch Phone Number: 1-866-486-7782  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Need some cash? Whether it is for home improvements, an emergency or consolidating debts, you can access the equity in your home. Oxnard-St John's 
                      Toll Free: 877.254.9328 Oxnard-Gonzales 
                      Toll Free: 877.254.9328 Oxnard 
                      Toll Free: 877.254.9328  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp) 
                      Oxnard Main Branch 
                      Toll Free: 1-866-UBLOANS  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "The best way to apply for our HELOC is through our online application." 
                      Oxnard Branch Phone Number: 1-805-477-4522  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/) 
                      Centerpoint Mall Branch 
                      Toll Free: 1-888-667-1772 
                      Oxnard Branch 
                      Toll Free: 1-888-667-1772 
                      Oxnard South Ventura Branch 
                      Toll Free: 1-888-667-1772 View More Branches Located in Oxnard Wells Fargo Bank in the News
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              Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans." 
                      Oxnard Branch 
                      Toll Free: 1-800-974-8800  | 
          
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates
Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.

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