ERATE® provides this page to help consumers locate home equity lenders covering Modesto. Our goal is to provide an extensive network of home equity lenders throughout the Modesto area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
Current Heloc Rates Chart for CA
| Home Equity Companies | 
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              A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com) 
                      Modesto Main Branch 
                      Toll Free: 1-866-290-4674 
                      North Mchenry Branch 
                      Toll Free: 1-866-290-4674 
                      Oakmore Plaza Branch 
                      Toll Free: 1-866-290-4674  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "We offer home equity lines of credit (HELOC) to help finance renovations, repairs or maintenance to your home." 
                      Dale Road Branch Phone Number: 209-522-7286  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "A Home Equity Line of Credit (HELOC) is a line of credit where the borrower uses the equity in their home as collateral. Borrowers can access their funds by writing checks, making transfers at the branch, by phone, or through online banking. " (from https://www.bankofthewest.com/personal-banking/loans/home-equity.html) 
                      
                      1401 Oakdale Road 
                      Toll Free: 1-844-777-2689 
                      
                      901 H Street 
                      Toll Free: 1-844-777-2689 
                      
                      3600 Mchenry Avenue 
                      Toll Free: 1-844-777-2689 View More Branches Located in Modesto Bank Of The West in the News | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Instant borrowing power. For personal use, Home Improvement, Debt Consolidation, Educational expenses, Purchases 
                      Modesto Branch Phone Number: 1-800-298-1775  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity 
                      Century Center Branch 
                      Toll Free: 1-888-342-4273 
                      Mchenry Avenue Branch 
                      Toll Free: 1-888-342-4273 
                      Pelandale And Chapman Branch 
                      Toll Free: 1-888-342-4273  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_heloc&JFP_TOKEN=63XGQA7S) Modesto-Mchenry 
                      Toll Free: 1-877-362-9100 Modesto-Oakdale 
                      Toll Free: 1-877-362-9100  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Use the equity in your home to remodel, pay for college, or cover other major expenses." 
                      Modesto Branch 
                      Toll Free: 1-800-888-1498 
                      Modesto Carpenter Road Branch 
                      Toll Free: 1-800-888-1498 
                      Modesto Main Branch 
                      Toll Free: 1-800-888-1498  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Your home could be your best asset when paying for major home improvements or any other large purchase or expense. Golden 1 Home Equity Loan and Home Equity Line of Credit are secured by your home so you can get a better interest rate than a traditional installment or consumer loan. (from https://www.golden1.com/Loans/HomeEquity?sel=0) Modesto Phone Number: (916) 732-2926  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan) 
                      
                      1020 15th Street, Suite 20 Phone Number: 562-257-5000  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Loans & Lines of Credit 
                      12th & I Phone Number: 1-209-758-8009 
                      Mchenry Branch Phone Number: 1-209-758-8009 
                      Modesto Dale Branch Phone Number: 1-209-758-8009  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "OE Federal works to create home loan products with the best rates and service to cover you on your rainy days." 
                      Modesto Branch 
                      Toll Free: 1-800-877-4444  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Consolidate debt, make home improvements, or pay for a large expense with a Rabobank home equity loan or line of credit." 
                      Modesto Branch 
                      Toll Free: 1-800-942-6222 
                      Pelandale Branch 
                      Toll Free: 1-800-942-6222  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Tri Counties Bank is the local lender you can believe in and feel connected to. You can reach a local Banker at 1-800-982-2660. All loans are subject to credit approval. Home Equity Lines of Credit. Use the equity in your primary residence or second home with a variable rate line of credit. (From https://www.tcbk.com/personal/loans/home-equity-line-of-credit) 
                      Modesto Branch 
                      Toll Free: 1-800-982-2660  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/) 
                      Mchenry Branch 
                      Toll Free: 800-US-BANKS 
                      Modesto Main Branch 
                      Toll Free: 800-US-BANKS 
                      Tully Branch 
                      Toll Free: 800-US-BANKS  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Use the equity in your home to finance a remodel, vacation, college costs or other big purchase with lines of credit from $5,000 to $500,000 and flexible payment options. (from https://www.umpquabank.com/personal-banking/loans-and-lines/home-equity-line-of-credit/) 
                      Modesto Branch Phone Number: 1-866-486-7782  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp) Modesto/Pelandale In-Store 
                      Toll Free: 1-866-UBLOANS Modesto Office 
                      Toll Free: 1-866-UBLOANS  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/) 
                      Floyd Avenue Branch 
                      Toll Free: 1-888-667-1772 
                      Mchenry Avenue Branch 
                      Toll Free: 1-888-667-1772 
                      Modesto Main Branch 
                      Toll Free: 1-888-667-1772 View More Branches Located in Modesto Wells Fargo Bank in the News
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              Home Equity Personal Credit Lines. Higher amounts available anytime you need them, easy access to funds by credit line check, telephone, or in your branch. Secured by the equity in your home, so you may gain tax advantages, too. As usual, always consult with your tax advisor. (from https://www.westamerica.com/index.php/personal/loans-and-lines-of-credit20) Kansas Branch 
                      Toll Free: 1-800-514-1460 Mchenry Branch 
                      Toll Free: 1-800-514-1460  | 
          
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates
Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.

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