California Cities > Encinitas
Encinitas Home Equity Listing

Home Equity Loans & Lines of Credit Lenders in Encinitas

ERATE® provides this page to help consumers locate home equity lenders covering Encinitas. Our goal is to provide an extensive network of home equity lenders throughout the Encinitas area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.

Home Equity Companies

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com)

Rancho Encinitas Branch
1340 Encinitas Boulevard
Encinitas, CA 92024

Toll Free: 1-866-290-4674

When you decide to put the equity in your home to work, California Bank & Trust can help. Our Home Equity Lines of Credit offer flexible loan amounts and repayment terms, which can make this a smart time to take advantage of a promising opportunity, tackle a new project, or simply consolidate debt. (from calbanktrust.com)

Encinitas Branch
135 Saxony Road
Encinitas, CA 92024

Toll Free: (800) 429-7685

" Build that outdoor deck, remodel your kitchen, fix that leaking roof. It's easy with a low introductory rate on a line of credit or a fixed-rate loan."

Encinitas
429 Santa Fe Dr
Encinitas, CA 92024

Phone Number: 1-858-495-1676
Toll Free: 1-877-495-1600

Access cash from the equity in your home. Current Home Equity Line of Credit variable rates https://www.chase.com/personal/mortgage/home-equity

El Camino Real & Leucadia Banking Center
El Camino Real & Leucadia Banking Center
1080 North El Camino Real
Encinitas, CA 92024

Toll Free: 1-888-342-4273

Encinitas Branch
105 North El Camino Real
Encinitas, CA 92024

Toll Free: 1-888-342-4273

A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. (from https://online.citi.com/US/JRS/portal/template.do?ID=mortgage_heloc&JFP_TOKEN=63XGQA7S)

Encinitas
Encinitas
113-A North El Camino Real
Encinitas, CA 92024

Toll Free: 1-877-362-9100

Use your home to your advantage with a home equity line of credit.

Encinitas Branch
110 S. El Camino Real
Encinitas, CA 92024

Toll Free: 855.451.9201

"Mission Fed is proud to offer lower interest rates and fewer fees on Home Equity Lines of Credit to help you keep your costs down."

Encinitas
294 N El Camino Real
Encinitas, CA 92024

Phone Number: 1-858-524-2850
Toll Free: 1-800-500-6328

Our Interest-Only Fixed-Rate Equity Loan makes budgeting a snap. You begin with low interest-only payments, then move to principal-and-interest payments starting the sixth year. (from https://www.navyfederal.org/products-services/loans/equity/equity.php)

Encinitas
Encinitas
260 N El Camino Real
Encinitas, CA 92024

Toll Free: (888) 842-6328

Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99

Encinitas
662 Encinitas Blvd, suite 201
Encinitas, CA 92024

Toll Free: 800-890-1057

Convert your home equity into a line of credit that you can use for a variety of purposes. (from https://www.ppbi.com/personal-banking/personal-loans.html)

Encinitas Branch
781 Garden View Court, Suite 100
Encinitas, CA 92024

Phone Number: 949.864.8000
Toll Free: 888.388.5433

Several financing options including Home Equity Line of Credit

Encinitas Branch
191 N El Camino Real, Suite 202
Encinitas, CA 92024

Phone Number: 1-310-887-8500
Toll Free: 1-800-350-3557

"Using the value of your home couldn't be easier or more affordable. With no annual or maintenance fees, a HELOC can be an easy, affordable way to finance home improvement projects." (from https://www.sdccu.com/mortgage-loans/home-equity-loans)

Encinitas
501 N El Camino Real
Encinitas, CA 92024

Toll Free: (877) 732-2848

Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/)

Encinitas - 131 North El Camino Real Branch
131 N El Camino Real
Encinitas, CA 92024

Toll Free: 800-US-BANKS

Encinitas Branch
1074 North El Camino Real
Encinitas, CA 92024

Toll Free: 800-US-BANKS

Encinitas Santa Fe Drive Branch
485 Santa Fe Drive
Encinitas, CA 92024

Toll Free: 800-US-BANKS

Change is a fact of life. So its good to know you can manage it. Whether you're making home improvements, paying down high interest debt, financing large purchases such as a car or tuition expenses, or even going green, you can utilize your home's equity to get the funds you need. (from unionbank.com/personal-banking/loans-lines-credit/home-equity/index.jsp)

East Encinitas Branch
247 North El Camino Real
Encinitas, CA 92024

Toll Free: 1-866-UBLOANS

Encinitas Branch
200 W D Street
Encinitas, CA 92024

Toll Free: 1-866-UBLOANS

Our home equity line of credit is designed to help you use the equity in your home responsibly. If you're considering a home renovation or planning for a major expense, we can help. (From https://www.wellsfargo.com/mortgage/loan-programs/home-equity-line-of-credit/)

Encinitas Branch
276a North El Camino Real
Encinitas, CA 92024

Toll Free: 1-888-667-1772

North El Camino Real Branch
1048 North El Camino Real
Encinitas, CA 92024

Toll Free: 1-888-667-1772

Pacific Station Branch
687 S Coast Highway 101, Suite 151
Encinitas, CA 92024

Toll Free: 1-888-667-1772

Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans."

Encinitas Branch
135 Saxony Road
Encinitas, CA 92024

Toll Free: 1-800-974-8800

Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.

Current Home Equity Line Rates in CA

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