California Cities > Downey
Downey Personal Loan Lender Listing

Personal Loans in Downey, California - List of Banks/Credit Unions

To help consumers locate local Banks, Credit Unions and other lenders offering Personal Loans in Downey, ERATE® provides this list. Very few online sources offer such an extensive network of Local lending sources as ours covering the Downey area. We are not responsible for the performance of these financial institutions. Whenever selecting a bank, credit union or other source be sure to do your own due diligence.

Compare Personal Loan Lenders in California

Personal Loan Lender Companies
Bank of the West "Get it done with unsecured personal loans. An unsecured personal loan means that you don't have to put up collateral such as your home or car for the loan. " (from https://www.bankofthewest.com/personal-banking/loans/personal-loans.html) 10230 South Paramount Boulevard Downey, CA 90241 Toll Free: 1-866-269-2327
Citibank "Sometimes we all could use a little extra credit. Citibank offers personal lines and loans to meet a variety of needs." (from https://online.citi.com/US/JRS/pands/detail.do?ID=PersonalLinesAag) Downey 121 Stonewood St Downey, CA 90241 Toll Free: 1-877-362-9100 Citibank in the News Citibank fined for illegal student loan servicing practices
HomeStreet Bank Personal Loan. "A loan to help you make a major purchase or to take care of a specific need. Choose a loan term that works for you, depending on loan amount." Downey Branch 8860 Apollo Way, Suite 328 Downey, CA 90242 Toll Free: 800-809-1377
SchoolsFirst Federal Credit Union "A personal loan is an affordable way to help you cover expenses." Downey 9125 Imperial Hwy Ste A Downey, CA 90242 Phone Number: (714) 258-4000
Southland Credit Union "Southland Credit Union offers personal loans for all your borrowing needs, with competitive fixed rate options and a variety of terms to keep your monthly payments at a minimum." (from https://www.southlandcu.org/loans/personal-loans.html) Downey Branch 8545 Florence Ave Downey, CA 90240 Phone Number: (562) 862-6831
U.S. Bank "U.S. Bank Checking account customers can enjoy instant access to available funds on an ongoing basis with the U.S. Bank Premier Line of Credit.1 You'll have that money available to you, whenever you need it, at a competitive interest rate. 1-Instant access to funds with a U.S. Bank Premier Line of Credit requires a U.S. Bank Checking account." (from https://www.usbank.com/loans-lines/unsecured/premier-line-of-credit.html) Downey Florence Avenue Branch 8444 Florence Ave Downey, CA 90240 Toll Free: 1-800-491-3150 Downey Main Branch 10990 Downey Avenue Downey, CA 90241 Toll Free: 1-800-491-3150
Wells Fargo Bank "Competitive rates and fixed monthly payments to help you manage your monthly budget." (from https://www.wellsfargo.com/personal-credit/personal-loan/) Downey Branch 9323 Firestone Boulevard Downey, CA 90241 Toll Free: 1-888-667-5250 Downtown Downey Branch 8345 East Firestone Boulevard Downey, CA 90241 Toll Free: 1-888-667-5250 Wells Fargo Bank in the News Wells Fargo Customers Report Missed Paychecks Due To Apparent Glitch (3/13/23) Wells Fargo fined $1 billion for 'unfair' insurance practices - how to avoid being oversold (4/25/18) Wells Fargo's 2017 Silver Lining Is a Drop in Consumer Complaints - by Shahien Nasiripour (1/5/18) Wells Fargo CFO says not worried about consumer credit (11/15/17)

Personal Loans don't require collateral and are based in large part on a borrower's ability to repay. They are more likely to be negotiable than a credit card and usually have a fixed term of one to five years.

Convenience and liquidity. If you have immediate short term cash needs and have most of your money fully invested, it could make sense to avoid cashing in any investment accounts, potentially paying taxes and penalties in doing so, and simply utilizing a line of credit. This also assumes that the cash you have fully invested will return a higher rate to you than the rate you would be paying out on the line of credit. (more here)

Compare Personal Loan Lenders in CA

Logos appearing on this page were obtained from their respective websites by ERATE for the purposes of product comparison or editorial purposes. ERATE is not directly affiliated with or endorsed by the lenders or financial institutions listed here. If you are the owner of the logo and wish for us to remove or change the logo, please contact us.

Get the Updated and Improved Mortgage Rates App from ERATE.com