ERATE® provides this page to help consumers locate home equity lenders covering Scottsdale. Our goal is to provide an extensive network of home equity lenders throughout the Scottsdale area. We are not responsible for the performance of these lenders. Whenever selecting financing be sure to do your own due diligence.
Current Heloc Rates for Arizona
| Home Equity Companies | 
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              "Get the cash you need when you need it." 
                      Scottsdale Branch 667 
                      Toll Free: 1-844-260-8587  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Use the equity you have established in your home to secure a line of credit." 
                      Scottsdale Branch Phone Number: 1-480-991-9844  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Contact an Alerus representative today to learn how to make your home equity work for you." 
                      Scottsdale Road Branch 
                      Toll Free: 1-888-409-5375  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Take advantage of the equity youve built up in your home to improve other areas of your life! Home equity loans and home equity lines of credit can provide the cash you need to make new purchases possible. Contact one of our lenders to find the option thats right for you. (from https://www.arizbank.com/personal/borrowing/home-equity Scottsdale Airpark Phone Number: 602.381.2234  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Borrow a portion of the equity in your home to remodel, make repairs, consolidate debit, or even make a big-ticket purchase." 
                      Scottsdale Branch Phone Number: (602) 683-1560  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. (from bankofamerica.com) 
                      69th Street And Shea Branch 
                      Toll Free: 1-866-290-4674 
                      92nd Street And Shea Branch 
                      Toll Free: 1-866-290-4674 
                      Bell & Thompson Peak Branch 
                      Toll Free: 1-866-290-4674  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Utilize your homes equity to finance home improvements, major purchases, or unexpected expenses. With a Home Equity Line of Credit (HELOC), you can easily access available credit when you need it. Enjoy low monthly payments and competitive HELOC rates when you apply online. (from https://www.bbvacompass.com/loans.html) 
                      Gainey Ranch Branch 
                      Toll Free: 1-888-8-LENDING 
                      Pinnacle Peak Branch 
                      Toll Free: 1-888-8-LENDING 
                      Scottsdale & Thunderbird Branch 
                      Toll Free: 1-888-8-LENDING  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Home Equity Line of Credit. Borrow what you need, when you need it, with a line of credit that uses the equity you've built up in your home." (from https://www.bmoharris.com/main/personal/loans-and-lines-of-credit) 
                      Kierland Wealth Mgmt Branch 
                      Toll Free: 1-888-340-2265 
                      Scottsdale Mountainside Branch 
                      Toll Free: 1-888-340-2265 
                      Scottsdale Ranch 
                      Toll Free: 1-888-340-2265  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Access cash from the equity in your home Frank Lloyd Wright And 100th St Brh 
                      Toll Free: 1-888-342-4273 
                      Bell & Thompson Peak Bkg Cntr Branch 
                      Toll Free: 1-888-342-4273 
                      Greenway And 65th Street Branch 
                      Toll Free: 1-888-342-4273  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home equity loans, Home equity lines of credit, Home improvement loans 
                      Arizona Business Bank - Scottsdale 
                      Toll Free: 1-800-574-4714  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Use your home to your advantage with a home equity line of credit. 
                      Scottsdale - Riverwalk Branch 
                      Toll Free: 855.451.9201 
                      Scottsdale-Greenway Branch 
                      Toll Free: 855.451.9201 
                      Scottsdale-Mcdowell Banking Center 
                      Toll Free: 855.451.9201  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Desert Financial offers a home equity line of credit that you can use when you need it." 
                      Kierland Phone Number: 1-602-335-5780 
                      Northsight Phone Number: 1-602-335-4540 
                      Scottsdale Phone Number: 1-602-335-4570  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Our home equity line is one of the best ways to borrow for almost anything." 
                      North Scottsdale Branch 
                      Toll Free: 1-800-396-8141  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Loan, Home Equity Line of Credit 
                      Dc Ranch Branch 
                      Toll Free: 1-877-461-5901 
                      Scottsdale Branch 
                      Toll Free: 1-877-461-5901  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Loans & Lines of Credit. Whether it is for home repairs or your childs education, weve got solutions to help. (from firstcitizens.com) 
                      Raintree Branch 
                      Toll Free: 1.888.323.4732  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              " Your personal banker at FFB can help you through the process of getting your home equity loan or home equity line of credit. It begins with filling out a secure, online application." 
                      Downtown Scottsdale Branch Phone Number: 1-602-912-5555 
                      Greenway Branch Phone Number: 1-602-912-5555  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Home equity loans provide a smart way to finance large expenses." 
                      Airpark Branch 
                      Toll Free: 1-800-359-8092  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Did you know that the equity you've built in your home can help you remodel your house, consolidate your debt, finance large purchases and much more? (from https://www.1stnb.com/loans) 
                      Scottsdale Banking Center Rc-912 
                      Toll Free: 1-800-677-9801  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "When you need a loan for anything from major purchases to emergency expenses, there's no better source than the one you're living in. The equity in your home is a powerful borrowing tool." (from https://www.greatwesternbank.com/personal/loans/home-equity/) 
                      Scottsdale Branch 
                      Toll Free: 1-800-952-2043  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "HELOCs can provide great financial flexibility for homeowners. Contact a HomeStreet Loan Officer if you are interested in how a HELOC could benefit you." 
                      Scottsdale Home Loan Center 
                      Toll Free: 800-809-1377  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "With a Johnson Bank Home Equity Total Line of Credit you can take advantage of the equity you have built into your home for home improvements, a new vehicle, debt consolidation or other borrowing needs." 
                      Gainey Branch 89000 
                      Toll Free: 1-888-769-3796 
                      Pinnacle Peak Branch 88000 
                      Toll Free: 1-888-769-3796 
                      Summit Branch 87600 
                      Toll Free: 1-888-769-3796  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Borrowing against your equity also allows you to access just the amount you need, without refinancing or affecting your current low-interest first mortgage (from https://www.loandepot.com/home-equity-loan) 
                      
                      4800 North Scottsdale Road, Suite 1400 Phone Number: 562-257-5000 
                      
                      4800 N. Scottsdale Rd., Suite 3800 Phone Number: 562-257-5000 
                      
                      14000 North Pima Rd., Suite 150 Phone Number: 562-257-5000  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "A home equity line of credit offers you the flexibility to advance and pay down your loan as needed with the ability to lock in fixed monthly payments for large purchases while maintaining easy access to the remaining line of credit." 
                      64th & Greenway Branch 
                      Toll Free: 1-888-643-3477 
                      Dc Ranch Branch 
                      Toll Free: 1-888-643-3477 
                      Scottsdale & Shea Branch 
                      Toll Free: 1-888-643-3477  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "Money if and when you need it. Tap the equity in your home with a Home Equity Line of Credit." 
                      Mccormick Ranch Banking Center Branch Phone Number: 1-866-351-5646 
                      Pima Center Branch Phone Number: 1-866-351-5646  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Not necessarily a Home Equity Loan lender. However per their website they offer "The FHA 203k renovation loan is designed for borrowers who are interested in financing home improvement, and it can be used for both purchase and refinance." Read more at https://www.newamericanfunding.com/loan-types/home-improvement/#EpMrLl2uyQKtY42V.99 
                      Scottsdale 
                      Toll Free: 800-890-1057 
                      Scottsdale 
                      Toll Free: 800-890-1057  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              "At Parkway Bank we offer competitive-rate home equity loans and lines of credit secured by the available equity in your home." 
                      Raintree Drive Branch 
                      Toll Free: 1-888-498-9800  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Home Equity Line of Credit. HELOCs let you access funds as you need them, similar to credit cards — but with rates that are typically lower. (from https://www.usbank.com/home-loans/home-equity/) 
                      East Greenway Parkway Safeway Branch 
                      Toll Free: 800-US-BANKS 
                      North Pima Road Safeway Branch 
                      Toll Free: 800-US-BANKS 
                      North Scottsdale Road Safeway Branch 
                      Toll Free: 800-US-BANKS  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Provides a simple explanation of Home Equity Loan vs Home Equity Line of Credit (HELOC) at https://www.umb.com/personal/borrowing/loans-lines-of-credit-mortgages/home-equity-solutions 
                      Scottsdale Branch 
                      Toll Free: 1-800-860-4862  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              A HELOC is a loan that is underwritten using your current home's value. For example, if you've owned your home for 10 or so years, then you likely have a significant amount of equity, or money, invested in it. A HELOC essentially serves as a sort-of second mortgage, so the bank would give you a maximum loan amount for you to use based on the equity that you have in your home. (from https://www.washingtonfederal.com/blog/news-and-articles/2017/01/27/what-is-a-home-equity-line-of-credit) 
                      Lincoln & Scottsdale Branch 
                      Toll Free: 1-800-324-9375  | 
          
            	
              
							
              
              
	              
                 
	              
              
							
              
              
	              
              
              Get ongoing access to funds with a home equity line of credit by itself or combined with a first mortgage. Scottsdale Pb Office 
                      Toll Free: 1-888-667-1772 
                      90th Street & Mountain View Branch 
                      Toll Free: 1-888-667-1772 
                      Ancala Village Branch 
                      Toll Free: 1-888-667-1772 View More Branches Located in Scottsdale Wells Fargo Bank in the News
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              Home Equity Credit Line "Because your home equity line of credit is secured by your home, the interest rate is usually lower than with other types of loans." 
                      Gainey Ranch Branch 
                      Toll Free: 1-800-974-8800 
                      North Scottsdale Branch 
                      Toll Free: 1-800-974-8800  | 
          
Home equity loans come in two forms. One time lump sum loan amount or as a home equity line of credit (HELOC) where you can draw cash as you need it.
Current Home Equity Line Rates for Arizona
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