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Getting Started > Why Refinance your Mortgage?
REFINANCING

Why Refinance your Mortgage?
  1. Refinance to pay off your 1st mortgage and reduce your mortgage rate and monthly payments.

  2. Refinance to pay off your 1st mortgage and take out some additional cash.

  3. To pay off your 1st and 2nd mortgages (excluding home equity lines) and reduce your mortgage rate and monthly payment.

  4. To pay off your 1st and 2nd mortgages (including home equity lines) and take out some additional cash.

  5. To pay off your 1st mortgage and your home home equity line, closing your home equity line to any further advances.

  6. To pay off your 1st mortgage and your home equity line, paying the home equity line balance to zero but leaving the equity line open to further advances.

  7. To pay off your mortgage(s) and reduce your mortgage term (i.e. refinancing a 30 year to a 15 year).

  8. You currently have no mortgage liens on your property and wish to obtain cash by applying for a 1st mortgage.

  9. You currently have a construction mortgage loan and wish to pay it off and obtain permanent financing.



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Refinancing: Getting Started
  • Guidelines to Mortgage Refinancing
  • Why Refinance Mortgage?
  • Would Refinancing Make Sense for you?
  • Refinancing: 3 Common Types Refinancings
  • Refinancing: Four Mistakes to Avoid
  • Mortgage Refinancing Closing Costs Explained
  • Potential Tax Benefits
  • Mortgage Refinancing Calculator
  • Get Your Free Credit Report and Score!
  • Loan Documentation - Mortgage Refinancing
  • Refinancing FAQs
  • Appraisal when Refinancing
  • Refinancing - Non Owner vs Owner Occupied
  • Home Owners Litigation - Refinancing
  • Wikipedia on Refinancing
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    Refinancing: Selecting a Loan
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  • Moving Ahead With Your Refinance
  • Apply for a Mortgage
  • Is it best to pay points up front to reduce the interest rate?
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