Refinance Mortgage, Lowest Mortgage Rates - ERATE
     Best Mortgage Rates Source for over 15 Years

Personalized Refinance Quotes
 
Real Estate Market Financial Services Industry

Oil spill scamming washes ashore

by Broderick Perkins
DeadlineNews Group

(8/30/2010) Scam artists follow the headlines, and with one as big as the Gulf oil disaster, you can bet they are making the rounds.

Federal and state agencies have warned Gulf area residents not to fall for bogus charities, fraudulent employment offers or deceitful financial assistance.

Scammers prey on victims' vulnerabilities and use e-mail, websites, door-to-door operations, flyers, mailings and telephone calls to make contact and solicit money.

Some may claim they're raising money for environmental causes or offer fraudulent services – including remediation services – related to the oil spill. Others may claim they can expedite loss claims for a fee.

Still others may knock on your door and talk about placing booms or checking for oil on your property.

"Unfortunately, while the public's attention is focused on an event like this and citizens pull together to do what they can to help, it is almost inevitable that con artists will emerge to exploit the situation in an effort to enrich themselves," said Florida Agriculture and Consumer Services Commissioner Charles H. Bronson.

Bronson says it's important to avoid providing personal and financial information to those making unsolicited offers for assistance or promises to help.

• Avoid scam artists posing as authorized claims adjusters asking for fees to expedite services. Likewise, steer clear of those who pretend to be government officials demanding a processing fee for government services.

The government does not require processing fees. There is no charge to process claims. Always verify you are dealing with authorized representatives and don't sign waivers of liability without legal and financial counsel.

The Gulf Coast Claims Facility (GCCF), administered by Kenneth R. Feinberg, has been established, to take over from BP and assist claimants in filing claims for costs and damages incurred as a result of the oil spill resulting from the Deepwater Horizon Incident of April 20, 2010.

• Don't be taken by high-pressure people who misrepresent an affiliation with an environmental or other organization when they ask for charity donations via e-mail or social networking sites.

Reputable charities don't pressure. Check out charities at the Better Business Bureau. Contribute to charities you know and have vetted as bona fide. Rather than clicking on a link to a purported website, verify the legitimacy of a nonprofit organization by using search engines and other online resources to confirm the group's existence, history, mission and nonprofit status. Avoid cash donations. Pay be debit or credit card or write a check so you have a record of the donation.

• Beware of unsolicited employment offers, especially those that require you to pay a fee before you begin work and request personal financial information such as a Social Security number, bank account or credit cards. Likewise, don't do business with unlicensed contractors nor those who require upfront payment for services.

The U.S. Department of Labor's CareerOneStop's Deepwater Horizon Response site provides quick access to a range of employment and related resources for individuals impacted by the disaster in the Gulf. There are links to CareerOneStop services in Alabama, Florida, Louisiana, Mississippi and Texas.

For more information see:

FTC Warns of Oil Spill Scams

FTC: Avoid Charity Fraud

Florida Attorney General: Beware of Scams

New York State Consumer Protection Board Warns of Oil Spill Charity Scams


 
  Todays Rates
 

 

Follow the link to continue reading the related articles

Making the case for lost-property-value claims in the Gulf oil disaster zone

'Day-at-the-beach' becomes tougher sell for Gulf Coast vacation rental property owners

Homebuyers have no regrets

Gulf area homeowners get mortgage relief

HomeAway issues marching orders for Gulf area vacation property owners

 

 





Personalized Refinance Quotes
 
    Fannie Mae & Jumbo Mortgage Rates
    Just One Click!
= Current Rate Chart
Pennsylvania Mortgage Rates Current Mortgage Rates - Hawaii Current Mortgage Rates - Alaska West Virginia Mortgage Rates Virginia Mortgage Rates District of Columbia Mortgage Rates Maryland Mortgage Rates Delaware Mortgage Rates New Jersey Mortgage Rates Connecticut Mortgage Rates Rhode Island Mortgage Rates Massachussetts Mortgage Rates New Hampshire Mortgage Rates Vermont Mortgage Rates New Hampshire Mortgage Rates Maine Current Mortgage Rates Vermont Mortgage Rates Current Mortgage Rates - New York Current Mortgage Rates - Michigan Current Interest Rates - Wisconsin Current Mortgage Rates - MINNESOTA Ohio Mortgage Rates Current Mortgage Rates - Kentucky Current Mortgage Rates - Indiana Illinois - Current Mortgage Rates Current Mortgage Rates - Iowa Missouri Mortgage Rates Current Mortgage Rates - North Carolina South Carolina Mortgage Rates Current Mortgage Rates - Florida Current Mortgage Rates - Georgia Current Mortgage Rates - Tennessee Current Mortgage Rates - Alabama Current Mortgage Rates - Mississippi Current Mortgage Rates - Louisiana Current Mortgage Rates - Arkansas Current Mortgage Rates - Oklahoma Current Mortgage Rates - TEXAS Current Mortgage Rates - New Mexico Current Mortgage Rates - Arizona Current Mortgage Rates - Kansas Current Mortgage Rates - Nebraska Current Mortgage Rates - Colorado Current Mortgage Rates - Wyoming South Dakota Mortgage Rates Current Mortgage Rates - North Dakota Current Rates - Montana Idaho Current Rates Washington Mortgage Rates Current Mortgage Rates - Oregon Current Mortgage Rates - Utah Current Mortgage Rates - Nevada Current Mortgage Rates - California







ERATE Lenders
Drop Rates

Get Low Rates
Get the Lowest Fixed Rates in America 3.75%
 



Refinancing: Getting Started
  • Guidelines to Mortgage Refinancing
  • Why Refinance Mortgage?
  • Would Refinancing Make Sense for you?
  • Refinancing: 3 Common Types Refinancings
  • Refinancing: Four Mistakes to Avoid
  • Mortgage Refinancing Closing Costs Explained
  • Potential Tax Benefits
  • Mortgage Refinancing Calculator
  • Get Your Free Credit Report and Score!
  • Loan Documentation - Mortgage Refinancing
  • Refinancing FAQs
  • Appraisal when Refinancing
  • Refinancing - Non Owner vs Owner Occupied
  • Home Owners Litigation - Refinancing
  • Wikipedia on Refinancing
  • Today's Mortgage Rates


    Refinancing: Selecting a Loan
  • Mortgage Program Options
  • Interest Only Mortgage
  • 100% Mortgage Financing - No Down Payment
  • Mortgage Rates Comparison
  • Mortgage Rates Tracker
  • Search for Mortgage Rates
  • No Costs Mortgage Refinancing
  • 2% Rule - Refinancing Mortgage
  • Yield Spread Premium
  • Zero Costs Mortgage Refinancing
  • Prepayment Penalty - Mortgage Refinancing
  • What is APR and how is it calculated?
  • Private Mortgage Insurance - Refinancing

  • Moving Ahead With Your Refinance
  • Apply for a Mortgage
  • Is it best to pay points up front to reduce the interest rate?
  • Rate Lock info - Refinancing Mortgage
  • Refinancing Mortgage Tax Information
  • Should you pre-pay your mortgage?
  • Title Insurance for Mortgage Refinancing
  • Homeowner's Insurance
  • Earthquake Insurance - Refinancing Mortgage

  • Certificate of Deposit Rates

    Interest Only Mortgage - 5/1 ARM
    100 Percent Financing
    Option Adjustable Rate Mortgage (ARM)
    Home Equity Line of Credit (HELOC) - Zero Cost
    Commercial Mortgage - office, retail, apartment






    Personalized Refinance Quotes
     


    Most Current ERATE Financial Articles Mortgage Maze Connfuses Consumers New consumer finance bureau opens to criticism


    Current Mortgage Rates by State

    Alabama
    Alaska
    Arizona
    Arkansas
    California
    Colorado
    Connecticut
    Delaware
    Florida

    Georgia
    Hawaii
    Idaho
    Illinois
    Indiana
    Iowa
    Kansas
    Kentucky
    Louisiana

    Maine
    Maryland
    Massachusetts
    Michigan
    Minnesota
    Mississippi
    Missouri
    Montana
    Nebraska

    Nevada
    New Hampshire
    New Jersey
    New Mexico
    New York
    North Carolina
    North Dakota
    Ohio

    Oklahoma
    Oregon
    Pennsylvania
    Rhode Island
    South Carolina
    South Dakota
    Tennessee
    Texas
    Utah

    Vermont
    Virginia
    Washington
    West Virginia
    Wisconsin
    Wyoming


     BBBOnLine Reliability Seal 

     Equal Housing Lender 
    Advertise on ERATE
     HACKER SAFE certified sites prevent over 99.9% of hacker crime.
    ERATE on Twitter  
    Mortgage Rates   |  FHA   |  Current Rates  |  New Content   |   SITE MAP - IIIIII IV

    Current Rates always easily available

    Mortgage Rates & Credit Card Rates
    via iPhone App


    ERATE App FREE on iTunes
    mortgage rates via iphone

    Mortgage Rates & Credit Card
    Rates via iPad App

      
    iPad App by ERATE

    The information contained on this website is provided as a supplemental educational resource. Readers having legal or tax questions are urged to obtain
    advice from their professional legal or tax advisors. While the aforementioned information has been collected from a variety of sources deemed reliable,
    it is not guaranteed and should be independently verified. ERATE does not fund or broker mortgages or loans.
    Copyright ©1999-2010 ERATE - All rights reserved
    ERATE · 2900 Gordon Ave · Santa Clara · CA · 95051
    Get Today's Mortgage Rates
    Get Today's Mortgage Rates
    Get Today's Mortgage Rates

    Get Today's Mortgage Rates

    Free ERATE Mortgage Rates Widget





    Recent Articles

    iPad App by ERATE

    iPad App by ERATE


    Free ERATE Mortgage Rates Widget