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On either a home equity line or a home equity loan will an appraisal of my property be required when I apply (even if I've had my property appraised within the last year)?
Yes, the property is the collateral for the loan and therefore some type of appraisal will be performed. Although how extensive an appraisal required can vary from one lender to another and could depend on the amount of equity in the property at closing. Some lenders may request a simple in house "computer appraisal" (a computer search of recent comparable sales in the neighborhood), others may request that a complete appraisal be performed by a fee appraiser. Generally an appraisal is valid for a period of 90 to 120 days.

Other Home Equity questions

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Home Equity Offers from LendingTree
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Refinancing with No Points and No Fees (first mortgages)

Home Equity Line - Documentation

Home Equity Line vs Second Mortgage

Which Secondary Financing is best for me?

Home Equity Loans: Paychecks from your Home

Home Equity Loan Shopping: Tips and Types

Lower your monthly payments Debt Consolidation Calculator

The Federal Reserve Board on Home Equity Lines of Credit

Short Term Financing: HELOC vs Bridge Loan


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