Home Refinance Loan Ratesin Florida

Looking to refinance your existing mortgage loan? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/05/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.214% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.835 Points$2,672 Points Fee
$7,722 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
6.603% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.934 Points$2,989 Points Fee
$7,689 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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