Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.732% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.833 Points$2,666 Points Fee
$8,266 Total Fees$5,600 Lender Fees
 30 Years FixedVA Loan
5.783% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.583 Points$1,866 Points Fee
$10,061 Total Fees$8,195 Lender Fees
 30 Years FixedVA Loan
5.931% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.397 Points$1,270 Points Fee
$6,320 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
6.075% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.923 Points$2,954 Points Fee
$6,954 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.099% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$7,795 Total Fees$4,995 Lender Fees
 30 Years FixedVA Loan
6.568% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.559 Points$1,789 Points Fee
$6,489 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
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$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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