Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.865% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.897 Points$2,870 Points Fee
$8,470 Total Fees$5,600 Lender Fees
 30 Years FixedVA Loan
5.888% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.647 Points$2,070 Points Fee
$9,270 Total Fees$7,200 Lender Fees
 30 Years FixedVA Loan
5.950% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.939 Points$3,005 Points Fee
$7,100 Total Fees$4,095 Lender Fees
 30 Years FixedVA Loan
5.961% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$7,395 Total Fees$4,995 Lender Fees
 30 Years FixedVA Loan
6.053% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.680 Points$2,176 Points Fee
$6,176 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.064% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.802 Points$2,566 Points Fee
$6,566 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.083% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.686 Points$2,195 Points Fee
$7,245 Total Fees$5,050 Lender Fees
 30 Years FixedVA Loan
6.170% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.692 Points$2,214 Points Fee
$6,214 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.210% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.660 Points$2,112 Points Fee
$7,320 Total Fees$5,208 Lender Fees
 30 Years FixedVA Loan
6.332% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.966 Points$3,091 Points Fee
$7,091 Total Fees$4,000 Lender Fees
 30 Years FixedVA Loan
6.609% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.998 Points$3,194 Points Fee
$7,894 Total Fees$4,700 Lender Fees
 30 Years FixedVA Loan
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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