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Home Mortgage Loan Ratesin Colorado
Planning on purchasing a new home? If you are a veteran, active duty personnel, or a reservist, VA Loans allow you to buy a home without having to make a down payment and no monthly mortgage insurance premium to pay. Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/16/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
5.578% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.868 Points$2,778 Points Fee
|
$7,277 Total Fees$4,499 Lender Fees
|
30 Years FixedVA Loan | |
|
5.691% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.859 Points$2,749 Points Fee
|
$11,499 Total Fees$8,750 Lender Fees
|
30 Years FixedVA Loan | |
|
5.692% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.859 Points$2,749 Points Fee
|
$11,622 Total Fees$8,873 Lender Fees
|
30 Years FixedVA Loan | |
|
5.722% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.596 Points$1,907 Points Fee
|
$7,902 Total Fees$5,995 Lender Fees
|
30 Years FixedVA Loan | |
|
5.852% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.739 Points$2,365 Points Fee
|
$12,565 Total Fees$10,200 Lender Fees
|
30 Years FixedVA Loan | |
|
5.902% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.407 Points$1,302 Points Fee
|
$5,302 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.014% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.925 Points$2,960 Points Fee
|
$9,255 Total Fees$6,295 Lender Fees
|
30 Years FixedVA Loan | |
|
6.041% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.552 Points$1,766 Points Fee
|
$5,766 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.082% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.993 Points$3,178 Points Fee
|
$7,178 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.136% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.962 Points$3,078 Points Fee
|
$9,073 Total Fees$5,995 Lender Fees
|
30 Years FixedVA Loan | |
|
6.323% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.863 Points$2,762 Points Fee
|
$6,762 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
|
6.488% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.431 Points$1,379 Points Fee
|
$8,226 Total Fees$6,847 Lender Fees
|
30 Years FixedVA Loan | |
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
5.991% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.007 Points$22 Points Fee
|
$4,022 Total Fees$4,000 Lender Fees
|
30 Years FixedVA Loan | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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