Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.133% APR 5.000% Rate 30 day rate lock $1,718 Payment per month
0.683 Points$2,186 Points Fee
$4,975 Total Fees$2,789 Lender Fees
 5 Years ARM
5.232% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.871 Points$2,787 Points Fee
$3,882 Total Fees$1,095 Lender Fees
 5 Years ARM
5.712% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.962 Points$3,078 Points Fee
$3,078 Total Fees$0 Lender Fees
 5 Years ARM
Use your VA Loan Benefit to get cash from your home equity
Homeowners best kept secret for cash
Discover multiple refinance options
Refi from your sofa. It’s surprisingly simple.
5.320% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.790 Points$2,528 Points Fee
$2,528 Total Fees$0 Lender Fees
 5 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in