Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.136% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.949 Points$3,037 Points Fee
$5,032 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.212% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.341% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.575 Points$1,840 Points Fee
$3,222 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.359% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.775 Points$2,480 Points Fee
$3,705 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.361% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$8,081 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.368% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$3,995 Total Fees$2,795 Lender Fees
 30 Years Fixed
6.385% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$4,714 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.535 Points$1,712 Points Fee
$2,915 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.599 Points$1,917 Points Fee
$3,312 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.710 Points$2,272 Points Fee
$3,567 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.486% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.690 Points$2,208 Points Fee
$3,836 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.753 Points$2,410 Points Fee
$3,805 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.867 Points$2,774 Points Fee
$4,002 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.961 Points$3,075 Points Fee
$4,311 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.533% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.882 Points$2,822 Points Fee
$9,622 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.533% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.000 Points$0 Points Fee
$1,188 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.564% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.665 Points$2,128 Points Fee
$2,128 Total Fees$0 Lender Fees
 30 Years Fixed
6.565% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.782 Points$2,502 Points Fee
$2,502 Total Fees$0 Lender Fees
 30 Years Fixed
6.596% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.603% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.934 Points$2,989 Points Fee
$3,784 Total Fees$795 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.695 Points$2,224 Points Fee
$4,124 Total Fees$1,900 Lender Fees
 30 Years Fixed
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America's #1 Retail Lender (Scottsman Guide)
6.432% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.597 Points$1,910 Points Fee
$1,910 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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