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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/14/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.972% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
1.000 Points$3,200 Points Fee
|
$7,567 Total Fees$4,367 Lender Fees
|
30 Years Fixed | |
|
7.022% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.625 Points$2,000 Points Fee
|
$4,795 Total Fees$2,795 Lender Fees
|
30 Years Fixed | |
|
7.040% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,514 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
7.068% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.586 Points$1,875 Points Fee
|
$6,488 Total Fees$4,613 Lender Fees
|
30 Years Fixed | |
|
7.084% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.725 Points$2,320 Points Fee
|
$2,861 Total Fees$541 Lender Fees
|
30 Years Fixed | |
|
7.180% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.994 Points$3,181 Points Fee
|
$9,981 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.279% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.990 Points$3,168 Points Fee
|
$5,068 Total Fees$1,900 Lender Fees
|
30 Years Fixed | |
|
7.445% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.579% APR | 7.500% Rate 30 day rate lock | $2,238 Payment per month |
0.778 Points$2,490 Points Fee
|
$2,490 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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PENNYMAC |
7.214% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.897 Points$2,870 Points Fee
|
$2,870 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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