Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.936% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
5.959% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$7,567 Total Fees$4,367 Lender Fees
 30 Years Fixed
5.993% APR 5.874% Rate 30 day rate lock $1,893 Payment per month
0.950 Points$3,040 Points Fee
$4,228 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.994% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.668 Points$2,138 Points Fee
$4,133 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.030% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.080% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.689 Points$2,205 Points Fee
$2,800 Total Fees$595 Lender Fees
 30 Years Fixed
6.085% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.525 Points$1,680 Points Fee
$2,905 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.086% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.731 Points$2,339 Points Fee
$3,389 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.205% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.851 Points$2,723 Points Fee
$2,723 Total Fees$0 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.936 Points$2,995 Points Fee
$2,995 Total Fees$0 Lender Fees
 30 Years Fixed
6.214% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.946 Points$3,027 Points Fee
$3,027 Total Fees$0 Lender Fees
 30 Years Fixed
6.226% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.643 Points$2,058 Points Fee
$3,453 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.229% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.765 Points$2,448 Points Fee
$3,543 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.244% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.507 Points$1,622 Points Fee
$8,422 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.320% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.739 Points$2,365 Points Fee
$2,365 Total Fees$0 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.459% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.879 Points$2,813 Points Fee
$2,813 Total Fees$0 Lender Fees
 30 Years Fixed
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6.198% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.778 Points$2,490 Points Fee
$2,490 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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