Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.195% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.289% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$5,706 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.368% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.925 Points$2,960 Points Fee
$4,010 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.369% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.975 Points$3,120 Points Fee
$4,020 Total Fees$900 Lender Fees
 30 Years Fixed
6.553% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.661 Points$2,115 Points Fee
$2,115 Total Fees$0 Lender Fees
 30 Years Fixed
6.583% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.627 Points$2,006 Points Fee
$3,101 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.596% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.891 Points$2,851 Points Fee
$3,551 Total Fees$700 Lender Fees
 30 Years Fixed
6.606% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.774 Points$2,477 Points Fee
$3,872 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.699% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.766 Points$2,451 Points Fee
$2,451 Total Fees$0 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.816 Points$2,611 Points Fee
$4,105 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.794% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
7.083% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.559 Points$1,789 Points Fee
$6,789 Total Fees$5,000 Lender Fees
 30 Years Fixed
Discover multiple refinance options
We approve credit scores as low as 550 for VA and FHA refinancing
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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