Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.982% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$3,699 Total Fees$2,099 Lender Fees
 30 Years Fixed
5.988% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.601 Points$1,923 Points Fee
$3,918 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.036% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$5,595 Total Fees$2,795 Lender Fees
 30 Years Fixed
6.066% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$6,873 Total Fees$4,073 Lender Fees
 30 Years Fixed
6.098% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.725 Points$2,320 Points Fee
$3,523 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.127% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$4,502 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.156% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.211% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.921 Points$2,947 Points Fee
$2,947 Total Fees$0 Lender Fees
 30 Years Fixed
6.216% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.658 Points$2,106 Points Fee
$3,342 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.221% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.548 Points$1,754 Points Fee
$3,382 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.227% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.761 Points$2,435 Points Fee
$3,530 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.231% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.700 Points$2,240 Points Fee
$3,635 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.244% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.971 Points$3,107 Points Fee
$4,157 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.247% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.961 Points$3,075 Points Fee
$4,303 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.265% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.739 Points$2,365 Points Fee
$9,165 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.292% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.441 Points$1,411 Points Fee
$1,411 Total Fees$0 Lender Fees
 30 Years Fixed
6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.485 Points$1,552 Points Fee
$2,552 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.329% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.492 Points$1,574 Points Fee
$2,762 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.332% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.553 Points$1,770 Points Fee
$2,765 Total Fees$995 Lender Fees
 30 Years Fixed
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.353% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,494 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.380% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.389% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.630 Points$2,016 Points Fee
$4,863 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.686 Points$2,195 Points Fee
$2,195 Total Fees$0 Lender Fees
 30 Years Fixed
6.592% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 30 Years Fixed
6.610% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.779 Points$2,493 Points Fee
$3,988 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.216% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.985 Points$3,152 Points Fee
$3,152 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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