Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.014% APR 6.875% Rate 15 day rate lock $2,103 Payment per month
0.799 Points$2,557 Points Fee
$4,552 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.160% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.750 Points$2,400 Points Fee
$5,195 Total Fees$2,795 Lender Fees
 30 Years Fixed
7.178% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
 30 Years Fixed
7.206% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.500 Points$1,600 Points Fee
$6,827 Total Fees$5,227 Lender Fees
 30 Years Fixed
7.235% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.771 Points$2,467 Points Fee
$3,671 Total Fees$1,204 Lender Fees
 30 Years Fixed
7.329% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.785 Points$2,512 Points Fee
$2,512 Total Fees$0 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.561 Points$1,795 Points Fee
$3,031 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.344% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
7.369% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.708 Points$2,266 Points Fee
$3,894 Total Fees$1,628 Lender Fees
 30 Years Fixed
7.388% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.823 Points$2,634 Points Fee
$4,534 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.390% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.961 Points$3,075 Points Fee
$4,470 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.414% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.786 Points$2,515 Points Fee
$9,315 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.442% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.657 Points$2,102 Points Fee
$2,102 Total Fees$0 Lender Fees
 30 Years Fixed
7.477% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.543 Points$1,738 Points Fee
$3,232 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.579% APR 7.490% Rate 30 day rate lock $2,236 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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