Refinance > Frequently Asked Questions

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Do I need the services of a loan agent/officer when applying for a loan?

The answer depends upon the experience level of a borrower as well as how complicated his or her mortgage transaction may be (i.e. an applicant with blemished credit or one who cannot document their income). An experienced borrower with solid credit who is looking to refinance is probably able to fly solo whereas a first time buyer or someone who is looking to close a transaction very quickly, may require the assistance and advice of an active mortgage agent/officer.

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