Refinance Existing Debt in California

Even Financial is an online loan financial services platform that helps consumers searching for unsecured personal loans get matched instantly with the best loan product for their needs. The company provides a quick and simple online application that delivers a customer's best loan offers from competing top loan providers. Borrowers are matched with the loan providers most likely to approve their application, saving them time and money.

Fair.loans is not a loan provider but only matches you with lenders that may extend a loan to you. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. There is no guarantee that you will be approved for a loan or that you will qualify for the rates displayed. The offers and rates presented on this website are estimates based on information you submit to us. Your actual rates depend on your credit history, income, loan terms and other factors. Reasonable efforts are made to compile and maintain accurate information. However all loan rates and terms, including APRs, are presented without warranty and are subject to change by the loan providers without notice. The personal loan products on Fair.loans are from companies from which Fair.loans may receive compensation from. Fair.loans does not include all personal loan companies or all types of products available in the marketplace. APR on personal loans is dependent on the specific lender of each loan and can range from 2.99% and up to 36%. Loan repayment term is dependent on the specific lender of each loan and can range from 12 months to 60 months. A representative loan example: assuming a loan of $14,000 over 36 months at a fixed rate of 8.49% per annum and fees of 1.6% off the loan amount. This would result in a representative rate of 9.59% APR, with monthly repayments of $441.88, for a total amount paid of $15,907.68.

Not available to residents of AR, GA, NY, OR, WA, VT, and WV

Not available to NY and GA residence

Credible Operations, Inc. does not act as a lender or credit provider. Credible Operations, Inc. will forward your loan request to participating Lenders and one or more Lenders may provide you with their loan product offers. Credible Operations, Inc. does not have relationships with all lenders in the market and cannot guarantee the lowest price or best terms available in the market.

Terms and Conditions Apply. See SoFi.com/legal for more details. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. Licensed by the Department of Business Oversight under the California Finance Lender Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636.

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%*. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: LendingClub, 71 Stevenson Street, Suite 1000, San Francisco, CA 94105.

Whether you need $7,500 or $100,000, our lenders’ offer low interest rates to prime borrowers across the spectrum of personal loan products. Our lowest prime rates and higher loan amounts are reserved for customers with excellent credit

NetCredit is an industry-leading online financial services provider. Depending on your state, personal loans from $1,000 - 10,000 may be offered by NetCredit or by our partner lender, Republic Bank & Trust Company, Member FDIC. Visit the Rates & Terms page on our website for details. If eligible, you may select the loan terms that are right for you. Once approved, you will typically receive your funds by the next business day. We also report payment activity, so on-time payments of your loan may help you build positive credit history.

Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application. If you have any questions regarding this, call us at 1-844-311–2274. LoanMe is located at 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806. California loans are made pursuant to LoanMe's California Department of Business Oversight Financing Law License #603K061. LoanMe also offers loans in certain other states which may have higher minimum loan amounts.