Home Mortgage Loan Ratesin North Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.700% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.787 Points$2,518 Points Fee
$2,518 Total Fees$0 Lender Fees
 30 Years Fixed
6.738% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.855 Points$2,736 Points Fee
$3,731 Total Fees$995 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.820 Points$2,624 Points Fee
$4,019 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.835% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.871 Points$2,787 Points Fee
$2,787 Total Fees$0 Lender Fees
 30 Years Fixed
6.845% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.632 Points$2,022 Points Fee
$3,117 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.858% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.889 Points$2,845 Points Fee
$3,545 Total Fees$700 Lender Fees
 30 Years Fixed
6.895% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.895 Points$2,864 Points Fee
$4,859 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.921% APR 6.875% Rate 35 day rate lock $2,103 Payment per month
0.000 Points$0 Points Fee
$1,490 Total Fees$1,490 Lender Fees
 30 Years Fixed
6.992% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.830 Points$2,656 Points Fee
$3,831 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.996% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.868 Points$2,778 Points Fee
$4,105 Total Fees$1,327 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.076% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.768 Points$2,458 Points Fee
$2,458 Total Fees$0 Lender Fees
 30 Years Fixed
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Numbers you can trust
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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