Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 05/09/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.214% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$7,395 Total Fees$4,195 Lender Fees
 30 Years Fixed
6.246% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.477 Points$1,526 Points Fee
$4,193 Total Fees$2,667 Lender Fees
 30 Years Fixed
6.311% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.988 Points$3,162 Points Fee
$6,362 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.352% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,450 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.781 Points$2,499 Points Fee
$3,549 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.434% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.461% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.906 Points$2,899 Points Fee
$2,999 Total Fees$100 Lender Fees
 30 Years Fixed
6.502% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,290 Total Fees$1,490 Lender Fees
 30 Years Fixed
6.507% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.951 Points$3,043 Points Fee
$4,438 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.575% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.888 Points$2,842 Points Fee
$2,842 Total Fees$0 Lender Fees
 30 Years Fixed
6.619% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.685 Points$2,192 Points Fee
$4,145 Total Fees$1,953 Lender Fees
 30 Years Fixed
6.625% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.641% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,850 Total Fees$1,650 Lender Fees
 30 Years Fixed
6.655% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.708% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.643 Points$2,058 Points Fee
$2,758 Total Fees$700 Lender Fees
 30 Years Fixed
6.709% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.882 Points$2,822 Points Fee
$2,822 Total Fees$0 Lender Fees
 30 Years Fixed
6.723% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.646 Points$2,067 Points Fee
$3,395 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.730% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.760 Points$2,432 Points Fee
$3,527 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.762% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.830 Points$2,656 Points Fee
$4,651 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.829% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.812 Points$2,598 Points Fee
$2,598 Total Fees$0 Lender Fees
 30 Years Fixed
6.852% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.680 Points$2,176 Points Fee
$3,351 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.945% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.666 Points$2,131 Points Fee
$6,431 Total Fees$4,300 Lender Fees
 30 Years Fixed
7.602% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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