Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.091% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.900 Points$2,880 Points Fee
$3,130 Total Fees$250 Lender Fees
 30 Years Fixed
6.240% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.900 Points$2,880 Points Fee
$3,930 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.340% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.434% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.440% Rate 30 day rate lock $2,011 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.871 Points$2,787 Points Fee
$2,787 Total Fees$0 Lender Fees
 30 Years Fixed
6.465% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.943 Points$3,018 Points Fee
$3,018 Total Fees$0 Lender Fees
 30 Years Fixed
6.488% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.969 Points$3,101 Points Fee
$8,091 Total Fees$4,990 Lender Fees
 30 Years Fixed
6.503% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,450 Total Fees$1,650 Lender Fees
 30 Years Fixed
6.510% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.822 Points$2,630 Points Fee
$4,625 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.569% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.604 Points$1,933 Points Fee
$2,633 Total Fees$700 Lender Fees
 30 Years Fixed
6.591% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.952 Points$3,046 Points Fee
$3,046 Total Fees$0 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.715% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.907 Points$2,902 Points Fee
$7,202 Total Fees$4,300 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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