Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.739% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.864% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.990 Points$3,168 Points Fee
$3,968 Total Fees$800 Lender Fees
 30 Years Fixed
6.046% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.599 Points$1,917 Points Fee
$1,917 Total Fees$0 Lender Fees
 30 Years Fixed
6.076% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.622 Points$1,990 Points Fee
$6,980 Total Fees$4,990 Lender Fees
 30 Years Fixed
6.217% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.761 Points$2,435 Points Fee
$3,135 Total Fees$700 Lender Fees
 30 Years Fixed
6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.985 Points$3,152 Points Fee
$3,152 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
0% down payment USDA Loan options
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.629 Points$2,013 Points Fee
$2,013 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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