Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/19/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.851% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.775 Points$2,480 Points Fee
$3,530 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.945% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.761 Points$2,435 Points Fee
$2,435 Total Fees$0 Lender Fees
 30 Years Fixed
5.955% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.615 Points$1,968 Points Fee
$2,768 Total Fees$800 Lender Fees
 30 Years Fixed
6.069% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.548 Points$1,754 Points Fee
$6,744 Total Fees$4,990 Lender Fees
 30 Years Fixed
6.090% APR 6.090% Rate 30 day rate lock $1,938 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.139% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.234% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.945 Points$3,024 Points Fee
$3,724 Total Fees$700 Lender Fees
 30 Years Fixed
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
"Unlock Your Dream Home with Us!"
0% down payment USDA Loan options
5.937% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.669 Points$2,141 Points Fee
$2,141 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in