Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.936% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$6,499 Total Fees$3,699 Lender Fees
 30 Years Fixed
5.938% APR 5.740% Rate 30 day rate lock $1,866 Payment per month
0.607 Points$1,942 Points Fee
$7,009 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.010% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.837 Points$2,678 Points Fee
$4,673 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.049% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$6,268 Total Fees$3,068 Lender Fees
 30 Years Fixed
6.096% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,681 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.102% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,885 Total Fees$5,485 Lender Fees
 30 Years Fixed
6.119% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.120% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.975 Points$3,120 Points Fee
$4,120 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.135% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.937 Points$2,998 Points Fee
$4,993 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.135% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$4,793 Total Fees$2,793 Lender Fees
 30 Years Fixed
6.163% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.761 Points$2,435 Points Fee
$5,635 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.200% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.800 Points$2,560 Points Fee
$2,560 Total Fees$0 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
6.225% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.690 Points$2,208 Points Fee
$3,403 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.229% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.703 Points$2,250 Points Fee
$3,545 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.230% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.493 Points$1,578 Points Fee
$3,578 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.239% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$3,975 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.823 Points$2,634 Points Fee
$4,029 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.823 Points$2,634 Points Fee
$4,029 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.248% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.971 Points$3,107 Points Fee
$4,202 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.252% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.642 Points$2,054 Points Fee
$4,349 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.257% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.932 Points$2,982 Points Fee
$4,614 Total Fees$1,632 Lender Fees
 30 Years Fixed
6.262% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.262% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.886 Points$2,835 Points Fee
$9,035 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.264% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,770 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.291% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.433 Points$1,386 Points Fee
$1,386 Total Fees$0 Lender Fees
 30 Years Fixed
6.321% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.507 Points$1,622 Points Fee
$2,858 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.346% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.680 Points$2,176 Points Fee
$3,404 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.390% APR 6.390% Rate 30 day rate lock $2,000 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.391% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.413% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$5,647 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.430% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.573 Points$1,834 Points Fee
$1,834 Total Fees$0 Lender Fees
 30 Years Fixed
6.444% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.722 Points$2,310 Points Fee
$2,310 Total Fees$0 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.510 Points$1,632 Points Fee
$3,126 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.495% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.896 Points$2,867 Points Fee
$4,195 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.524% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
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6.293% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.458 Points$1,466 Points Fee
$1,466 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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