Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.448% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.544 Points$1,741 Points Fee
$6,808 Total Fees$5,067 Lender Fees
 30 Years Fixed
6.568% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.610% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.623 Points$1,994 Points Fee
$3,989 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.614% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$8,362 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.690% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.675 Points$2,160 Points Fee
$2,160 Total Fees$0 Lender Fees
 30 Years Fixed
6.702% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.675 Points$2,160 Points Fee
$2,701 Total Fees$541 Lender Fees
 30 Years Fixed
6.705% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.500 Points$1,600 Points Fee
$2,650 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.707% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.535 Points$1,712 Points Fee
$2,782 Total Fees$1,070 Lender Fees
 30 Years Fixed
6.711% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$7,193 Total Fees$5,193 Lender Fees
 30 Years Fixed
6.713% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.525 Points$1,680 Points Fee
$2,905 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.655 Points$2,096 Points Fee
$3,324 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.741% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.754% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.991 Points$3,171 Points Fee
$4,266 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.776% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.845 Points$2,704 Points Fee
$4,999 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.823% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
6.826% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.532 Points$1,702 Points Fee
$2,497 Total Fees$795 Lender Fees
 30 Years Fixed
6.844% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.340 Points$1,088 Points Fee
$3,088 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.860% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.688 Points$2,202 Points Fee
$3,597 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.860% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.756 Points$2,419 Points Fee
$3,614 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.887% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.785 Points$2,512 Points Fee
$8,712 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.890% APR 6.890% Rate 30 day rate lock $2,106 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.969% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.961 Points$3,075 Points Fee
$3,075 Total Fees$0 Lender Fees
 30 Years Fixed
6.977% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.488 Points$1,562 Points Fee
$3,462 Total Fees$1,900 Lender Fees
 30 Years Fixed
6.989% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.689 Points$2,205 Points Fee
$3,699 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.005% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.963 Points$3,082 Points Fee
$4,409 Total Fees$1,327 Lender Fees
 30 Years Fixed
7.010% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.046% APR 7.000% Rate 35 day rate lock $2,129 Payment per month
0.000 Points$0 Points Fee
$1,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
7.082% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.936 Points$2,995 Points Fee
$2,995 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
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6.816% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.681 Points$2,179 Points Fee
$2,179 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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