Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.013% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$4,800 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.187% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.663 Points$2,122 Points Fee
$2,122 Total Fees$0 Lender Fees
 30 Years Fixed
6.220% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.827 Points$2,646 Points Fee
$7,636 Total Fees$4,990 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.433% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.606 Points$1,939 Points Fee
$1,939 Total Fees$0 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.711 Points$2,275 Points Fee
$2,975 Total Fees$700 Lender Fees
 30 Years Fixed
6.509% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.579 Points$1,853 Points Fee
$4,596 Total Fees$2,743 Lender Fees
 30 Years Fixed
6.529% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.581% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.949 Points$3,037 Points Fee
$3,037 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
Numbers you can trust
PenFed membership is open to everyone, including you.
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in