Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.728% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.968 Points$3,098 Points Fee
$8,165 Total Fees$5,067 Lender Fees
 30 Years Fixed
5.843% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$7,699 Total Fees$4,499 Lender Fees
 30 Years Fixed
5.965% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$7,525 Total Fees$5,125 Lender Fees
 30 Years Fixed
5.968% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$7,962 Total Fees$5,562 Lender Fees
 30 Years Fixed
5.971% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$7,730 Total Fees$5,330 Lender Fees
 30 Years Fixed
5.978% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.497 Points$1,590 Points Fee
$3,585 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.001% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.738 Points$2,362 Points Fee
$4,357 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.009% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$4,793 Total Fees$2,793 Lender Fees
 30 Years Fixed
6.040% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.425 Points$1,360 Points Fee
$1,360 Total Fees$0 Lender Fees
 30 Years Fixed
6.058% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$2,115 Total Fees$115 Lender Fees
 30 Years Fixed
6.073% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.475 Points$1,520 Points Fee
$2,520 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.681 Points$2,179 Points Fee
$3,374 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.089% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,050 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.109% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.845 Points$2,704 Points Fee
$3,932 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.112% APR 5.990% Rate 35 day rate lock $1,917 Payment per month
0.877 Points$2,806 Points Fee
$4,201 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.126% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.128% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.808 Points$2,586 Points Fee
$8,786 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.129% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.912 Points$2,918 Points Fee
$4,550 Total Fees$1,632 Lender Fees
 30 Years Fixed
6.132% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.706 Points$2,259 Points Fee
$4,554 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.186% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.648 Points$2,074 Points Fee
$2,074 Total Fees$0 Lender Fees
 30 Years Fixed
6.207% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.584 Points$1,869 Points Fee
$3,105 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.223% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.616 Points$1,971 Points Fee
$3,366 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.239% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.882 Points$2,822 Points Fee
$3,917 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.306% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.390% APR 6.390% Rate 30 day rate lock $2,000 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.570 Points$1,824 Points Fee
$3,151 Total Fees$1,327 Lender Fees
 30 Years Fixed
Numbers you can trust
ATTN Homebuyers: explore all your options.
America's #1 Retail Lender (Scottsman Guide)
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
6.066% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in