Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.990% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.003% APR 5.740% Rate 30 day rate lock $1,866 Payment per month
0.823 Points$2,634 Points Fee
$9,301 Total Fees$6,667 Lender Fees
 30 Years Fixed
6.175% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.899 Points$2,877 Points Fee
$6,077 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.196% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.766 Points$2,451 Points Fee
$2,451 Total Fees$0 Lender Fees
 30 Years Fixed
6.239% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.983 Points$3,146 Points Fee
$3,941 Total Fees$795 Lender Fees
 30 Years Fixed
6.247% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.686 Points$2,195 Points Fee
$4,190 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.307% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.275 Points$880 Points Fee
$1,930 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.308% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,343 Total Fees$3,543 Lender Fees
 30 Years Fixed
6.312% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.281 Points$899 Points Fee
$2,094 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.317% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$2,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.425 Points$1,360 Points Fee
$2,535 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.475 Points$1,520 Points Fee
$2,520 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.329% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.497 Points$1,590 Points Fee
$2,685 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.330% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.845 Points$2,704 Points Fee
$2,704 Total Fees$0 Lender Fees
 30 Years Fixed
6.340% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,183 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.355% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.800 Points$2,560 Points Fee
$3,555 Total Fees$995 Lender Fees
 30 Years Fixed
6.360% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.576 Points$1,843 Points Fee
$8,043 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.369% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$4,177 Total Fees$2,177 Lender Fees
 30 Years Fixed
6.376% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.821 Points$2,627 Points Fee
$4,409 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.433% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.434% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.525 Points$1,680 Points Fee
$2,890 Total Fees$1,210 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.869 Points$2,781 Points Fee
$2,781 Total Fees$0 Lender Fees
 30 Years Fixed
6.472% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.580 Points$1,856 Points Fee
$3,251 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.478% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.740 Points$2,368 Points Fee
$3,596 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.529% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.612% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.798 Points$2,554 Points Fee
$3,881 Total Fees$1,327 Lender Fees
 30 Years Fixed
America's #1 Retail Lender (Scottsman Guide)
Numbers you can trust
Veterans: Use your VA benefit to buy with 0% down
As low as 0% down options & down payment assistance
6.286% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.384 Points$1,229 Points Fee
$1,229 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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