Home Mortgage Loan Ratesin Florida

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Florida and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/26/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.615% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
1.000 Points$3,200 Points Fee
$4,090 Total Fees$890 Lender Fees
 30 Years Fixed
5.704% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.718 Points$2,298 Points Fee
$2,797 Total Fees$499 Lender Fees
 30 Years Fixed
5.761% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.874 Points$2,797 Points Fee
$4,792 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.839% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.970 Points$3,104 Points Fee
$3,104 Total Fees$0 Lender Fees
 30 Years Fixed
5.852% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.771 Points$2,467 Points Fee
$3,562 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.853% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$3,595 Total Fees$1,195 Lender Fees
 30 Years Fixed
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.986 Points$3,155 Points Fee
$3,905 Total Fees$750 Lender Fees
 30 Years Fixed
5.866% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.646 Points$2,067 Points Fee
$4,067 Total Fees$2,000 Lender Fees
 30 Years Fixed
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.962 Points$3,078 Points Fee
$3,078 Total Fees$0 Lender Fees
 30 Years Fixed
6.013% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.045% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.000 Points$0 Points Fee
$1,887 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.068% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.741 Points$2,371 Points Fee
$2,371 Total Fees$0 Lender Fees
 30 Years Fixed
6.087% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.671 Points$2,147 Points Fee
$3,322 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.090% APR 6.090% Rate 30 day rate lock $1,938 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.107% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.786 Points$2,515 Points Fee
$3,843 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.206% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.641 Points$2,051 Points Fee
$2,751 Total Fees$700 Lender Fees
 30 Years Fixed
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5.794% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.476 Points$1,523 Points Fee
$1,523 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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