Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/27/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.559% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
1.000 Points$3,200 Points Fee
$6,670 Total Fees$3,470 Lender Fees
 30 Years Fixed
5.584% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
1.000 Points$3,200 Points Fee
$7,589 Total Fees$4,389 Lender Fees
 30 Years Fixed
5.837% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.946 Points$3,027 Points Fee
$3,027 Total Fees$0 Lender Fees
 30 Years Fixed
5.850% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$3,500 Total Fees$1,100 Lender Fees
 30 Years Fixed
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.629 Points$2,013 Points Fee
$2,013 Total Fees$0 Lender Fees
 30 Years Fixed
6.102% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.732 Points$2,342 Points Fee
$3,670 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.102% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.984 Points$3,149 Points Fee
$3,849 Total Fees$700 Lender Fees
 30 Years Fixed
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
5.826% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.830 Points$2,656 Points Fee
$2,656 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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