Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.723% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.925 Points$2,960 Points Fee
$3,459 Total Fees$499 Lender Fees
 30 Years Fixed
5.840% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.650 Points$2,080 Points Fee
$3,130 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.856% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.850 Points$2,720 Points Fee
$3,720 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.878 Points$2,810 Points Fee
$2,810 Total Fees$0 Lender Fees
 30 Years Fixed
5.970% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.684 Points$2,189 Points Fee
$3,284 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.988% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.595 Points$1,904 Points Fee
$3,904 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.114% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.728 Points$2,330 Points Fee
$4,325 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.215% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.637 Points$2,038 Points Fee
$3,304 Total Fees$1,266 Lender Fees
 30 Years Fixed
6.223% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.823 Points$2,634 Points Fee
$3,334 Total Fees$700 Lender Fees
 30 Years Fixed
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.821 Points$2,627 Points Fee
$2,627 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
As low as 0% down options & down payment assistance
5.929% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.579 Points$1,853 Points Fee
$1,853 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in