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Home Mortgage Loan Ratesin Colorado
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 01/27/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.543% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,096 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
5.602% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,600 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.610% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$3,895 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.110% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.665 Points$2,128 Points Fee
|
$4,128 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.814% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.703 Points$2,250 Points Fee
|
$2,250 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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