Home Mortgage Loan Ratesin Colorado

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/24/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.990% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$4,000 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.186% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.656 Points$2,099 Points Fee
$2,099 Total Fees$0 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,033 Total Fees$1,233 Lender Fees
 30 Years Fixed
6.450% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.571 Points$1,827 Points Fee
$2,527 Total Fees$700 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.568% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.814 Points$2,605 Points Fee
$2,605 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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