Home Refinance Loan Ratesin North Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/09/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.358% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.814 Points$2,605 Points Fee
$3,655 Total Fees$1,050 Lender Fees
 7 Years ARM
6.508% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.792 Points$2,534 Points Fee
$4,479 Total Fees$1,945 Lender Fees
 7 Years ARM
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Buying rural? $0 down USDA Loan Specialists
6.987% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.897 Points$2,870 Points Fee
$3,754 Total Fees$884 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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