Home Refinance Loan Ratesin North Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/01/2024)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.010% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
7.065% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.657 Points$2,102 Points Fee
$2,102 Total Fees$0 Lender Fees
 30 Years Fixed
7.370% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.864 Points$2,765 Points Fee
$3,820 Total Fees$1,055 Lender Fees
 30 Years Fixed
7.602% APR 7.500% Rate 30 day rate lock $2,238 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.723% APR 7.625% Rate 30 day rate lock $2,265 Payment per month
0.958 Points$3,066 Points Fee
$3,066 Total Fees$0 Lender Fees
 30 Years Fixed
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7.104% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.807 Points$2,582 Points Fee
$3,466 Total Fees$884 Lender Fees
 30 Years Fixed
8.088% APR 8.000% Rate 30 day rate lock $2,349 Payment per month
0.840 Points$2,688 Points Fee
$2,688 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Rate and product details.
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