Current Refinance Rates - 30 Year Fixed Florida Lenders

Looking for Current Refinance Rates for your Florida home?  ERATE.com helps you compare today's home refinance mortgage rates in Florida.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 10/19/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.434% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
5 Years ARM
5.470% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.873 Points$2,794 Points Fee
$3,389 Total Fees$595 Lender Fees
5 Years ARM
5.701% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.859 Points$2,749 Points Fee
$7,144 Total Fees$4,395 Lender Fees
5 Years ARM
5.712% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.953 Points$3,050 Points Fee
$3,050 Total Fees$0 Lender Fees
5 Years ARM
5.870% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.954 Points$3,053 Points Fee
$4,178 Total Fees$1,125 Lender Fees
5 Years ARM
Discover multiple refinance options
Refi from your sofa. It’s surprisingly simple.
"Unlock Your Dream Home with Us!"
Use your VA Loan Benefit to get cash from your home equity
5.567% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.740 Points$2,368 Points Fee
$2,368 Total Fees$0 Lender Fees
5 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in