Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/03/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.325% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.755 Points$2,416 Points Fee
$7,029 Total Fees$4,613 Lender Fees
 7 Years ARM
6.411% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.834 Points$2,669 Points Fee
$5,464 Total Fees$2,795 Lender Fees
 7 Years ARM
6.458% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.613 Points$1,962 Points Fee
$7,189 Total Fees$5,227 Lender Fees
 7 Years ARM
6.489% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.863 Points$2,762 Points Fee
$8,456 Total Fees$5,694 Lender Fees
 7 Years ARM
6.490% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.884 Points$2,829 Points Fee
$3,879 Total Fees$1,050 Lender Fees
 7 Years ARM
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6.559% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.619 Points$1,981 Points Fee
$1,981 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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