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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/30/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.744% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.976 Points$3,123 Points Fee
|
$4,327 Total Fees$1,204 Lender Fees
|
7 Years ARM | |
|
5.798% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.626 Points$2,003 Points Fee
|
$6,370 Total Fees$4,367 Lender Fees
|
7 Years ARM | |
|
5.966% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.804 Points$2,573 Points Fee
|
$3,168 Total Fees$595 Lender Fees
|
7 Years ARM | |
|
6.110% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.869 Points$2,781 Points Fee
|
$4,017 Total Fees$1,236 Lender Fees
|
7 Years ARM | |
|
6.151% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
7 Years ARM | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
7 Years ARM | |
|
6.237% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.857 Points$2,742 Points Fee
|
$3,970 Total Fees$1,228 Lender Fees
|
7 Years ARM | |
|
6.365% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.887 Points$2,838 Points Fee
|
$3,888 Total Fees$1,050 Lender Fees
|
7 Years ARM | |
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
5.943% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.741 Points$2,371 Points Fee
|
$2,371 Total Fees$0 Lender Fees
|
7 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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