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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/17/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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5.745% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,362 Total Fees$1,204 Lender Fees
|
7 Years ARM | |
|
5.977% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.914 Points$2,925 Points Fee
|
$3,520 Total Fees$595 Lender Fees
|
7 Years ARM | |
|
6.050% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.739 Points$2,365 Points Fee
|
$6,064 Total Fees$3,699 Lender Fees
|
7 Years ARM | |
|
6.109% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.862 Points$2,758 Points Fee
|
$3,994 Total Fees$1,236 Lender Fees
|
7 Years ARM | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
7 Years ARM | |
|
6.248% APR | 6.125% Rate 60 day rate lock | $1,945 Payment per month |
0.969 Points$3,101 Points Fee
|
$4,329 Total Fees$1,228 Lender Fees
|
7 Years ARM | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
7 Years ARM | |
|
6.342% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.970 Points$3,104 Points Fee
|
$3,104 Total Fees$0 Lender Fees
|
7 Years ARM | |
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.999 Points$3,197 Points Fee
|
$3,197 Total Fees$0 Lender Fees
|
7 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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