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Home Refinance Loan Ratesin Colorado
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/13/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.811% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.843 Points$2,698 Points Fee
|
$6,771 Total Fees$4,073 Lender Fees
|
7 Years ARM | |
|
5.840% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.843 Points$2,698 Points Fee
|
$7,598 Total Fees$4,900 Lender Fees
|
7 Years ARM | |
|
5.866% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.929 Points$2,973 Points Fee
|
$4,176 Total Fees$1,203 Lender Fees
|
7 Years ARM | |
|
6.017% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.882 Points$2,822 Points Fee
|
$4,921 Total Fees$2,099 Lender Fees
|
7 Years ARM | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
7 Years ARM | |
|
6.245% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.973 Points$3,114 Points Fee
|
$4,350 Total Fees$1,236 Lender Fees
|
7 Years ARM | |
|
6.518% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
7 Years ARM | |
|
6.845% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.972 Points$3,110 Points Fee
|
$3,110 Total Fees$0 Lender Fees
|
7 Years ARM | |
ADVERTISEMENT
| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
6.092% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.989 Points$3,165 Points Fee
|
$3,165 Total Fees$0 Lender Fees
|
7 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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