Home Refinance Loan Ratesin Colorado

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Colorado and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.174% APR 5.000% Rate 30 day rate lock $1,718 Payment per month
0.994 Points$3,181 Points Fee
$6,477 Total Fees$3,296 Lender Fees
 7 Years ARM
5.221% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.905 Points$2,896 Points Fee
$3,491 Total Fees$595 Lender Fees
 7 Years ARM
5.338% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.650 Points$2,080 Points Fee
$3,175 Total Fees$1,095 Lender Fees
 7 Years ARM
5.490% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.971 Points$3,107 Points Fee
$4,102 Total Fees$995 Lender Fees
 7 Years ARM
5.605% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.787 Points$2,518 Points Fee
$3,806 Total Fees$1,288 Lender Fees
 7 Years ARM
5.614% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.923 Points$2,954 Points Fee
$4,182 Total Fees$1,228 Lender Fees
 7 Years ARM
5.696% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.775 Points$2,480 Points Fee
$2,480 Total Fees$0 Lender Fees
 7 Years ARM
5.699% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 7 Years ARM
5.964% APR 5.875% Rate 60 day rate lock $1,893 Payment per month
0.964 Points$3,085 Points Fee
$3,085 Total Fees$0 Lender Fees
 7 Years ARM
6.025% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 7 Years ARM
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5.435% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.674 Points$2,157 Points Fee
$2,157 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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